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Chase Freedom CLI Question

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Anonymous
Not applicable

Re: Chase Freedom CLI Question

An observation. In looking at CreditKarma I noticed that Chase CSP and Chase CS cards had higher CL's than Chase Freedom Cards (about double). In a very unscientific review it used to seem cards that were cash based for rewards the limts were lower (key here is USED to be). Also, in reading over time it appears that lendors favor some people over other people (risk profile?). It could well be based on past history with a cardholder (if any). For myself (thick file) some lendors will not give me a door opener while other bend over back words for me. Observations...
Message 21 of 23
Anonymous
Not applicable

Re: Chase Freedom CLI Question


@Anonymous wrote:
An observation. In looking at CreditKarma I noticed that Chase CSP and Chase CS cards had higher CL's than Chase Freedom Cards (about double). In a very unscientific review it used to seem cards that were cash based for rewards the limts were lower (key here is USED to be). Also, in reading over time it appears that lendors favor some people over other people (risk profile?). It could well be based on past history with a cardholder (if any). For myself (thick file) some lendors will not give me a door opener while other bend over back words for me. Observations...

I think Freedom is an "entty" level card for Chase, whereas CSP isn't (and as Chase seems to impose the 5k sig lower limit here, it makes sense that it would be higher than the Freedom, where some are getting $500 CL).  Not sure where the CS fits in

 

Message 22 of 23
FinStar
Moderator Emeritus

Re: Chase Freedom CLI Question


@Anonymous wrote:

@Anonymous wrote:
An observation. In looking at CreditKarma I noticed that Chase CSP and Chase CS cards had higher CL's than Chase Freedom Cards (about double). In a very unscientific review it used to seem cards that were cash based for rewards the limts were lower (key here is USED to be). Also, in reading over time it appears that lendors favor some people over other people (risk profile?). It could well be based on past history with a cardholder (if any). For myself (thick file) some lendors will not give me a door opener while other bend over back words for me. Observations...

I think Freedom is an "entty" level card for Chase, whereas CSP isn't (and as Chase seems to impose the 5k sig lower limit here, it makes sense that it would be higher than the Freedom, where some are getting $500 CL).  Not sure where the CS fits in

 


+1

CS lowest CL threshold is ~$2K, which would still be higher than the lowest approval for Freedom (minimum $500).

Message 23 of 23
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