Chase Freedom CLI?

Hcontreras · ‎03-16-2014

Does anyone know if Chase does 3x CLI's on their Freedom Cards? If so, at what point do they do them? 61 days? 6 months?

I realize that all situations are different but I'm speaking in general, with no baddies and/ or late payments. Also I PIF every month. I got my Freedom card in early Feb and started at $3,500.

Shock · ‎03-16-2014

I would say 6 months. Will be a hard pull. 3x is unlikely..but depends on your usage, and YMMV.

daybreakgonesXe · ‎03-16-2014

@Hcontreras wrote:
Does anyone know if Chase does 3x CLI's on their Freedom Cards? If so, at what point do they do them? 61 days? 6 months?

I realize that all situations are different but I'm speaking in general, with no baddies and/ or late payments. Also I PIF every month. I got my Freedom card in early Feb and started at $3,500.

Chase does customer-initiated, hard pull CLIs available whenever you like to request, but every 6 months seems to work best.

You can request even more than 3x, if you like, just remember that it is a hard pull and they may or may not counter offer.

Hcontreras · ‎03-16-2014

I was hoping they would do an auto CLI. I don't want a hard pull at all.

Do they do auto CLI's?

lg8302ch · ‎03-16-2014

@Hcontreras wrote:
I was hoping they would do an auto CLI. I don't want a hard pull at all.

Do they do auto CLI's?

If you are among the very very very lucky ones

Hcontreras · ‎03-16-2014

@lg8302ch wrote:
@Hcontreras wrote:
I was hoping they would do an auto CLI. I don't want a hard pull at all.

Do they do auto CLI's?
If you are among the very very very lucky ones

So they rarely give auto CLI's???

Anonymous · ‎03-16-2014

@Hcontreras wrote:
@lg8302ch wrote:
@Hcontreras wrote:
I was hoping they would do an auto CLI. I don't want a hard pull at all.

Do they do auto CLI's?
If you are among the very very very lucky ones
So they rarely give auto CLI's???

Big time yes. There are posters who have gone years with their Freedom and have yet to receive a auto CLI.

lg8302ch · ‎03-16-2014

@Hcontreras wrote:
@lg8302ch wrote:
@Hcontreras wrote:
I was hoping they would do an auto CLI. I don't want a hard pull at all.

Do they do auto CLI's?
If you are among the very very very lucky ones
So they rarely give auto CLI's???

Looks like it to me. I tried to ask for a SP CLI from 4K to 5k via SM and clearly mentioned not to do anything if it would require a HP....but Chase reps do not read more than the title of the SM and HPd EX and EQ (double pull ). Wow....Chase would have given me 500$ not even 1K with a double pull. It got me furious that they simply pulled without permission. At least after 6 months they managed to have the inq removed. I decided to not request a CLI with Chase anymore and simply app for a new card. This got me 16K and easy transfer 1K to my Freedom. I am convinced a new CLI request on my Freedom would have been a new disaster !

Hcontreras · ‎03-16-2014

@lg8302ch wrote:
@Hcontreras wrote:
@lg8302ch wrote:
@Hcontreras wrote:
I was hoping they would do an auto CLI. I don't want a hard pull at all.

Do they do auto CLI's?
If you are among the very very very lucky ones
So they rarely give auto CLI's???

Looks like it to me. I tried to ask for a SP CLI from 4K to 5k via SM and clearly mentioned not to do anything if it would require a HP....but Chase reps do not read more than the title of the SM and HPd EX and EQ (double pull ). Wow....Chase would have given me 500$ not even 1K with a double pull. It got me furious that they simply pulled without permission. At least after 6 months they managed to have the inq removed. I decided to not request a CLI with Chase anymore and simply app for a new card. This got me 16K and easy transfer 1K to my Freedom. I am convinced a new CLI request on my Freedom would have been a new disaster !

Crappers! That stinks!

Hcontreras · ‎03-16-2014

How the heck am I supposed to garden and grow the TL's??? My only Hope is for my QuickSilver to grow then (Without HP's of course). I've got a long way to go then my QS is only $1,000 and got it in Jan. 2014. Ugghhhh