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I like it gas alone ill be able to cap the 1500 out. .. Works for me although kinda hoping for dining and use costco at 4%, but no complaints will still fill up at costco.
@calyx wrote:Further regerts for my early apping
I get the 6% streaming from my BCP... I guess the 5% gas is OK (I get 4% with Disco and 3% with Amex)
For most people 5x UR > 6% cashback , so its not the worst decision in the world to use freedom for streaming as well as gas.
@Remedios wrote:When I am at the gas station, my only concern is remembering which side gas tank is on. That's how often I need gas.
Lot of cars has an arrow icon next to the gas pump icon, it points to the side of the tank door.
Back to topic, my streaming is youTube TV. I just buy gift card from grocery store with Gold for 5.2% towards skypesoes. For gas, I am fine with my propel. or I guess I can get gas gift card too, lol
I wonder if Amazon Prime will count as streaming. (It does for Barclays but not for Amex.)
This quarter I have a trip planned so the 5% gas will be a nice bump. Maybe they'll add an extra category before the 1st though.
@K-in-Boston wrote:Ha! To be fair, many gas stations do stock gift cards. So if you're planning to make Amazon purchases or something else in the future, it's a decent way to rack up some URs.
Most cards do say "at the pump". Does anybody have data points about buying gift cards working for the 5% with Chase?
@Anonymous wrote:Most cards do say "at the pump". Does anybody have data points about buying gift cards working for the 5% with Chase?
The adverts may say "at the pump," but it all comes down to how Chase codes merchant categories. Unless Chase has changed its coding, any purchase at a gas station counts.
@mongstradamus wrote:
@calyx wrote:Further regerts for my early apping
I get the 6% streaming from my BCP... I guess the 5% gas is OK (I get 4% with Disco and 3% with Amex)
For most people 5x UR > 6% cashback , so its not the worst decision in the world to use freedom for streaming as well as gas.
I prefer cashback and got the Freedom for UR supplementation since I'm not traveling much this year (or maybe next, I should be back to "regular" travels afterwards) - I know the conversion isn't strict, but is a general guideline for me.
@Anonymous wrote:
@K-in-Boston wrote:Ha! To be fair, many gas stations do stock gift cards. So if you're planning to make Amazon purchases or something else in the future, it's a decent way to rack up some URs.
Most cards do say "at the pump". Does anybody have data points about buying gift cards working for the 5% with Chase?
Many times it depends at the gas-station. Some of my gas stations code different inside, some don't. The main one I use categorizes inside purchases as gas, so I could use the gift card trick. YMMV.
@calyx wrote:Many times it depends at the gas-station. Some of my gas stations code different inside, some don't. The main one I use categorizes inside purchases as gas, so I could use the gift card trick. YMMV.
Yes. This came up recently when discussing Walmart and groceries, because Walmart is not coded as a Supermarket, so groceries purchased at Walmart are excluded from the "Groceries" category, unless you purchase through the Walmart Neighborhood Store, which is coded as a Supermarket. Consumers get confused because they saw that "groceries" count, but the actual merchant category is "Supermarket."
Essentially the issuer picks a merchant category, and the vendor must be coded as that merchant category to qualify. There is no category called "at the pump," but there is a category for gas station. But these days, for example, the gas station may also have a restaurant inside/attached, so while the consumer may think of everything on site as a gas station, purchases at the restaurant vendor may bill separately from the gas station vendor (and not qualify, in this example). More info here. As an aside, the Merchant Codes are interesting to flip through, if you're the kind of person who also enjoys reading the Federal Register.