From reading the forums here regarding Chase and their recent recon successes I decided to app for a Chase Freedom today and got the dreaded we will contact you by mail in 30 days message. Called the backdoor number and spoke we a real nice person. I do have a Ch 7BK that falls off my report this October that she asked about. She also asked about how much do I pay on my credit cards each month as I showed up as having a low debt to income ratio. Answered all of her questions and she is recommending me for the card with a $1500 limit. Just waiting on supervisor approval and final verification. From others experiences, how long does that usually take?? I cant wait to kick Tribute and HSBC to the curb 
Usually doesnt take long Id say about 2 days for me in my experience but i also was a little greedy and asked for a higher limit and got it lol... but it also has to balance out with the CL u already have exsiting if this is your highest then congrats! all i said when i called in again was I thought my limit was //// and they said no what credit limit did u want? kazammmmm i got it! no hard pulls bc the card is pulled from the same report its actually not opened llol i love chase also i got the apr reduce by calling the apr team and kazzam 19.99 to 13.99 yeah!