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Chase Freedom Unlimited 5% grocery cash back

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AJ67
New Contributor

Chase Freedom Unlimited 5% grocery cash back

I just got a new Chase Freedom Unlimited. It comes with 5% cash back on groceries.

Does anyone know if Amazon Fresh grocery purchases are eligible for the 5% cash back?

Message 1 of 12
11 REPLIES 11
ptatohed
Senior Contributor

Re: Chase Freedom Unlimited 5% grocery cash back

I don't see why not.  You can always do a small test purchase.  

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi CUSTOM CASH “C” // citi ThankYou (5% gas, lucrative spending offers) // mylowe’s Rewards // Target circle card

Rotating 5% CB:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 2 of 12
AJ67
New Contributor

Re: Chase Freedom Unlimited 5% grocery cash back


@ptatohed wrote:

I don't see why not.  You can always do a small test purchase.  


The smallest purchase I can do is $100 to get a free 2-hour delivery. I already get 5% cash back because I have Amazon Prime VISA. But I want to use CFU to get the $200 SUB. I called CS...one agent wasn't sure. she told me that it depends how it is charged. However, when I called again this morning, the agent told me that the 5% cash back will apply. I was hoping someone here used it with Amazon Fresh.

Message 3 of 12
Anonymous
Not applicable

Re: Chase Freedom Unlimited 5% grocery cash back


@AJ67 wrote:

@ptatohed wrote:

I don't see why not.  You can always do a small test purchase.  


The smallest purchase I can do is $100 to get a free 2-hour delivery. I already get 5% cash back because I have Amazon Prime VISA. But I want to use CFU to get the $200 SUB. I called CS...one agent wasn't sure. she told me that it depends how it is charged. However, when I called again this morning, the agent told me that the 5% cash back will apply. I was hoping someone here used it with Amazon Fresh.


While not ideal, if you do $100 purchase and you only get 1.5% that's only a $3.50 loss compared to using the Prime.   So depending how near you are to getting the SUB it might be worth it

Message 4 of 12
ptatohed
Senior Contributor

Re: Chase Freedom Unlimited 5% grocery cash back


@AJ67 wrote:

@ptatohed wrote:

I don't see why not.  You can always do a small test purchase.  


The smallest purchase I can do is $100 to get a free 2-hour delivery. I already get 5% cash back because I have Amazon Prime VISA. But I want to use CFU to get the $200 SUB. I called CS...one agent wasn't sure. she told me that it depends how it is charged. However, when I called again this morning, the agent told me that the 5% cash back will apply. I was hoping someone here used it with Amazon Fresh.


$100!  Yikes.  I have WM+ and it is $35 min spend for free delivery.  I've never done 2-hour though.  Curious why it has to be 2-hour?

 

Anyway, can't you go to the store and make a small purchase?  I'm assuming if Amazon Fresh delivers to you, there is one nearby?  

 

But my gut tells me Amazon Fresh counts as groceries.  Good luck and let us know!  Smiley Happy  

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi CUSTOM CASH “C” // citi ThankYou (5% gas, lucrative spending offers) // mylowe’s Rewards // Target circle card

Rotating 5% CB:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 5 of 12
Anonymous
Not applicable

Re: Chase Freedom Unlimited 5% grocery cash back


@ptatohed wrote:


$100!  Yikes.  I have WM+ and it is $35 min spend for free delivery.  I've never done 2-hour though.  Curious why it has to be 2-hour?

 

Anyway, can't you go to the store and make a small purchase?  I'm assuming if Amazon Fresh delivers to you, there is one nearby?  

 

 


Amazon Fresh also works virtually (getting products from elsewhere) so there doesn't have to be a physical store anywhere near (only a handful of states have stores)

Message 6 of 12
ptatohed
Senior Contributor

Re: Chase Freedom Unlimited 5% grocery cash back


@Anonymous wrote:

@ptatohed wrote:


$100!  Yikes.  I have WM+ and it is $35 min spend for free delivery.  I've never done 2-hour though.  Curious why it has to be 2-hour?

 

Anyway, can't you go to the store and make a small purchase?  I'm assuming if Amazon Fresh delivers to you, there is one nearby?  

 

 


Amazon Fresh also works virtually (getting products from elsewhere) so there doesn't have to be a physical store anywhere near (only a handful of states have stores)


I see.  I live in Murrieta CA and we happen to have one.  I did figure they were rare but didn't know you can order from one without a store being within delivery distance.  I visited once and was not impressed.  I did a delivery order once only because I had an offer from amazon to do so.  It was not easy finding $50 worth of non-overpriced items to buy!  

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi CUSTOM CASH “C” // citi ThankYou (5% gas, lucrative spending offers) // mylowe’s Rewards // Target circle card

Rotating 5% CB:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 7 of 12
Anonymous
Not applicable

Re: Chase Freedom Unlimited 5% grocery cash back


@ptatohed wrote:


I see.  I live in Murrieta CA and we happen to have one.  I did figure they were rare but didn't know you can order from one without a store being within delivery distance.  I visited once and was not impressed.  I did a delivery order once only because I had an offer from amazon to do so.  It was not easy finding $50 worth of non-overpriced items to buy!  


There are none in MA (Currently, there were apparently plans to open 2 but that appears to be shelved) but we can order.   In fact, it's a bit of a mystery because we are able to get a particular item which we cannot find at any nearby store and the manufacturer doesn't list any nearby retailers.  WholeFoods sells it in NY/CT (and CA for that matter) so may be they hook into that supply chain.

Message 8 of 12
coldfusion
Credit Mentor

Re: Chase Freedom Unlimited 5% grocery cash back


@Anonymous wrote:


There are none in MA (Currently, there were apparently plans to open 2


As of a few weeks ago they were still publicly claiming they planned on opening 5 of them in MA (Saugus/Braintree/Billerica(!)/Westborough, and Leominster. Did you see anything about them pulling the plug on any of them?

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 9 of 12
Anonymous
Not applicable

Re: Chase Freedom Unlimited 5% grocery cash back


@coldfusion wrote:


As of a few weeks ago they were still publicly claiming they planned on opening 5 of them in MA (Saugus/Braintree/Billerica(!)/Westborough, and Leominster. Did you see anything about them pulling the plug on any of them?


I just saw some mid-2023 articles raising doubts but your news sounds later.

Message 10 of 12
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