cancel
Showing results for 
Search instead for 
Did you mean: 

Chase Freedom Unlimited - Extra 1.5% back on all purchases???

tag
Hut1
Established Contributor

Chase Freedom Unlimited - Extra 1.5% back on all purchases???

Just saw NerdWallet's article published 2/27/23: Scroll down to Chase Freedom Unlimited 

 

According to the site, Chase is offering an additional 1.5% cashback on everything you buy up to $20K spent in your first year. 

1.png

 

I was just approved for this card last week and I didn't and still don't see this intro offer on Chase's site. The current offer is for 5% cashback on groceries up to $12K in the first year. 

 

So, publishing error or do we think they know something we don't know? 

2.png






Message 1 of 12
11 REPLIES 11
Yasselife
Valued Contributor

Re: Chase Freedom Unlimited - Extra 1.5% back on all purchases???

Thank you for sharing @Hut1 👍


Gardening since: August 11, 2025
Message 2 of 12
Hut1
Established Contributor

Re: Chase Freedom Unlimited - Extra 1.5% back on all purchases???

If you click the "Apply Now" button within the article, you are redirected to the following site with the promotion mentioned: NerdWallet/Chase Offer page 






Message 3 of 12
JoeRockhead
Community Leader
Super Contributor

Re: Chase Freedom Unlimited - Extra 1.5% back on all purchases???

Interesting, I think either Nerd made an oopsie, or they have an in... No, I'm going to with oopsie for 1000 Alex (won't be the first time I lost) Smiley Happy

Message 4 of 12
SpaceCityCCuser
Frequent Contributor

Re: Chase Freedom Unlimited - Extra 1.5% back on all purchases???

Both are available depending on the page you apply on. I saw that 1.5 offer last year as well on the CFU. The 5% at grocery if maxed out is $600 so it is the superior deal. I guess if you signed up for both cards (CFU and CFF) within the same year then it might make sense to use this promo on the CFU. I would still get the grocery promo on both and just get gift cards to pay for things not categorized as grocery.


Last Signature Update: 09/01/25 | 2025 Total AF = $1560 (2025 credits redeemed *organically* $1465)











Credit Age:
Approvals (Chase 5/24 not counting business cards):
Inquiries:

Financial Institutions:

Cards on the Radar:
2 plus years away cards:
Message 5 of 12
nytokyobred79
Valued Contributor

Re: Chase Freedom Unlimited - Extra 1.5% back on all purchases???


@Hut1 wrote:

Just saw NerdWallet's article published 2/27/23: Scroll down to Chase Freedom Unlimited 

 

According to the site, Chase is offering an additional 1.5% cashback on everything you buy up to $20K spent in your first year. 

1.png

 

I was just approved for this card last week and I didn't and still don't see this intro offer on Chase's site. The current offer is for 5% cashback on groceries up to $12K in the first year. 

 

So, publishing error or do we think they know something we don't know? 

2.png


Thanks for sharing this. Very interesting offer indeed. I'm gonna check out Chase's website but I doubt I'll see this offer since I got my CFU last August. But definitely worth checking this out. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 6 of 12
Eagered2succeed
Frequent Contributor

Re: Chase Freedom Unlimited - Extra 1.5% back on all purchases???

When you click on the nerdwallet link it takes you directly to the chase site with the offer. It's actually a pretty good offer different from any offer they've had for this card. If I didn't already have one and was in the market I would apply in a heartbeatScreenshot_20230228_200902_Chrome.jpg

 

Message 7 of 12
wasCB14
Super Contributor

Re: Chase Freedom Unlimited - Extra 1.5% back on all purchases???

CFU can be a great card if combined with CSR or another card that allows UR transfers...

And some people have a lot of off-category spend...

 

But generally speaking, there are easier ways to get a $300 SUB than to spend $20k.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 8 of 12
ptatohed
Senior Contributor

Re: Chase Freedom Unlimited - Extra 1.5% back on all purchases???

My 12 year old has been making me watch Survivor and we watch it on Paramount+ Essential (ads) which comes free with WalMart+.  They run the Chase Freedom Unlimited ad.  All it touts is the 5% groceries first year.  It actually doesn't even mention that you get 1.5% on all purchases, or anything else.    

[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card // primis Perks debit Visa (50c CB per transaction (5% CB or more up to $10 spend))

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 9 of 12
Absolution16
Frequent Contributor

Re: Chase Freedom Unlimited - Extra 1.5% back on all purchases???

This is actually quite an interesting offer.  I have applied for only 1 card the past 3+ years, and a Freedom card could go nicely with my CSP.  I may consider this offer.

 

Many thanks to OP for sharing!

 

 

Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.