Chase Freedom denied after recon

[j_casteel]

I knew it would be a long shot and I thought the lady was actually going to approve me after putting me on hold twice. She was really nice, but said I have too many recent opened (new) accounts and too many inquiries the past 12mths.

I plead my case and she genuinely seemed to want to approve me but couldn't. She said to just give it some more time before they can issue me a Freedom card.

Looks like I'm in the garden for sure! I need to let my cards and inq's age before applying anymore.

Btw, I'm in Oklahoma and they pulled TU.

I'll get my letter in 7-10 days.

[Creditaddict]

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@j_casteel wrote:
I knew it would be a long shot and I thought the lady was actually going to approve me after putting me on hold twice. She was really nice, but said I have too many recent opened (new) accounts and too many inquiries the past 12mths.

I plead my case and she genuinely seemed to want to approve me but couldn't. She said to just give it some more time before they can issue me a Freedom card.

Looks like I'm in the garden for sure! I need to let my cards and inq's age before applying anymore.

Btw, I'm in Oklahoma and they pulled TU.

I'll get my letter in 7-10 days.

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How many of the cards above are new?

call again on a different shift (Morning!)

[LS2982]

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@j_casteel wrote:
I knew it would be a long shot and I thought the lady was actually going to approve me after putting me on hold twice. She was really nice, but said I have too many recent opened (new) accounts and too many inquiries the past 12mths.

I plead my case and she genuinely seemed to want to approve me but couldn't. She said to just give it some more time before they can issue me a Freedom card.

Looks like I'm in the garden for sure! I need to let my cards and inq's age before applying anymore.

Btw, I'm in Oklahoma and they pulled TU.

I'll get my letter in 7-10 days.

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Sorry to hear.....

Welcome to the Garden j_casteel!!!!!

[09Lexie]

So sorry to hear about your denial. How many inq's on your TU?

[myjourney]

Sorry to hear 

 I just fixed you a steak and drink in the garden 

[LS2982]

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@myjourney wrote:

Sorry to hear 

 I just fixed you a steak and drink in the garden 

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WHERE MINE AT?!?!?!?!?!?!

[myjourney]

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@LS2982 wrote:

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@myjourney wrote:

Sorry to hear 

 I just fixed you a steak and drink in the garden 

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WHERE MINE AT?!?!?!?!?!?!

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Come on over !!!!!!!!!! you a regular

[j_casteel]

Thanks guys....

Cap1 card is over 2yrs old
Zync & Wally ~10mths
Amazon ~7mths
NFCU cashRewards ~5mths

The rest are all 2013 cards. I think I have 10+ inq's the past 12mths on TU. she also didn't know my score b/c that wasn't the reason for denial.

[09Lexie]

Chase uses an internal score on their apps. They are inq sensitive but if you have a good reason ie car shopping - you could try again on recon. They questioned me on my 7 inq's - good luck if you call again.

[FocusedAndDetermined]

Sorry about the denial.  How many new accts and inquiries do you have in the last year?