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I have seen some messages of people getting mail about increasing their credit line through Chase without a HP. How do you get one of these mailers? Or where can I find a code? What can we do?
@Anonymous wrote:I have seen some messages of people getting mail about increasing their credit line through Chase without a HP. How do you get one of these mailers? Or where can I find a code? What can we do?
Usually the soft-pull increases are given at their discretion, when they want to. Some never get them, some get more than one a year. It really depends on how they feel about you.
I had my freedom for over a year with no offers for a CLI, finally just took the HP and they doubled my limit... YMMV
@mmmlive1999 wrote:I had my freedom for over a year with no offers for a CLI, finally just took the HP and they doubled my limit... YMMV
Really depends on what you want out of a card, if you are gardening or simply just not applying for other cards, increasing limits on current cards is good. Depends on if you want a HP or not. I wouldn't, just got mine and it has $6,000 CL. This is enough for me as this is my secondary card.
Good Points!