Chase Instacart Card

[NoMoreE46]

There's a $200 SUB for Instacart if you are one of the first 10,000 to get approved.

Direct link:

https://creditcards.chase.com/a1/instacart/200expressFA?

[Citylights18]

Surprised this one hasn't been talked about but it sounds like a good answer for Chase in the grocery category.

-Free instacart plus with subscription (A $99 dollar annual value)

-5% CB on Instacart purchases.

-5% CB on Chase Travel Portal

-2% Gas, Dining and Streaming Services

-No Foriegn Transaction Fees (neat!)

-Limited time $200 dollar bonus.

[Zoostation1]

It's good for those who use Instacart regularly but that's about it.  I don't know that it will entice people to use it as Instacart prices are pretty high typically (FWIW I typically use Instacart once a month and shop in store for the remainder of my groceries).

[wasCB14]

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@Zoostation1 wrote:

It's good for those who use Instacart regularly but that's about it.  I don't know that it will entice people to use it as Instacart prices are pretty high typically (FWIW I typically use Instacart once a month and shop in store for the remainder of my groceries).

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I some cases, I see items on sale via Instacart that are full-price in the store (Sprouts). It can be cheaper to pay $2 or whatever to have a store employee shop for me and bring items out to my car than for me to go into the store and buy them myself.

Delivery would certainly be more expensive, though.

I still have my Gold and Business Platinum so the rewards don't really do anything for me beyond the cash SUB and one free year of Instacart+.

[Adkins]

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@Citylights18 wrote:

Surprised this one hasn't been talked about but it sounds like a good answer for Chase in the grocery category.

-Free instacart plus with subscription (A $99 dollar annual value)

-5% CB on Instacart purchases.

-5% CB on Chase Travel Portal

-2% Gas, Dining and Streaming Services

-No Foriegn Transaction Fees (neat!)

-Limited time $200 dollar bonus.

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Someone did, it's buried on the second page currently. https://ficoforums.myfico.com/t5/Credit-Cards/Chase-Instacart-Card/m-p/6568361#M1822860

[Remedios]

Is Instacart membership fee waived for the first year only? 

[Citylights18]

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@Remedios wrote:

Is Instacart membership fee waived for the first year only? 

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From DOC its auto recur each year. Kind of like the doordash credit on the CSP.

[Citylights18]

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@wasCB14 wrote:

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@Zoostation1 wrote:

It's good for those who use Instacart regularly but that's about it.  I don't know that it will entice people to use it as Instacart prices are pretty high typically (FWIW I typically use Instacart once a month and shop in store for the remainder of my groceries).

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I some cases, I see items on sale via Instacart that are full-price in the store (Sprouts). It can be cheaper to pay $2 or whatever to have a store employee shop for me and bring items out to my car than for me to go into the store and buy them myself.

Delivery would certainly be more expensive, though.

I still have my Gold and Business Platinum so the rewards don't really do anything for me beyond the cash SUB and one free year of Instacart+.

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I was noticing those deals at Sprouts. Some of the other grocery stores trended toward a 20% mark ups.

A different way of looking at this card is if you are someone who tends to Doordash a lot its probably going to be less expensive just to Instacart a prepared meal from one of the grocery stores and put in in the oven at home. Could possibly be a useful alternative.

I find myself running out to the grocery store too often just to replace one big item that I'm out of stock of. With instacart could someone limit the amount of runs to the grocery store and deliver in the 1s and 2s type items? While the markup could be present it may be convenient enough to limit the runs to the store.

[wasCB14]

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@Citylights18 wrote:

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@Remedios wrote:

Is Instacart membership fee waived for the first year only? 

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From DOC its auto recur each year. Kind of like the doordash credit on the CSP.

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If you currently DO NOT have an Instacart+ membership, then you get one year free starting when you're approved.

If you currently DO have an Instacart+ membership, then your next billing date will be delayed by one year. So if you have an annual membership with 3 months left on it, a free year means your next billing date will be in 15 months.

"Automatically recurring" means you are automatically billed $99/year after the first year (unless you cancel or get some other promotion to extend it further). Only the first year is free as part of this offer.

[Citylights18]

DOC on the free year of Instacart+:

"Plus get 1 free year of Instacart+ (this auto-renews)"

My interpretation is that Instacart+ is free so long as you have the card.