Chase, No Credit Check Card??

[unknown_entity]

I saw this add on MyFico for a Chase card that says No Credit Check, here is the copy and paste of it:  Chase PerfectCard™ MasterCard®

11.99% APR | Gas Rebates | No annual fee

Introductory APR: 0% APR for 6 Months

Balance Transfer APR: 0% APR for 6 Months

• No Credit Check
• Cash Reward Program
• Optional Credit Bureau Reporting

HOW THEY DO THAT??    Optional Credit Bureau Reporting ???

[Anonymous]

I just looked at the Terms & Conditions for this particular card and it states--

TERMS & CONDITIONS

Authorization: When you respond to this credit card offer from Chase Bank USA, N.A. ("Chase", "we", or "us" ), you agree to the following:

1. You authorize us to obtain credit bureau reports in connection with your request for an account. If an account is opened, we may obtain credit bureau reports in connection with extensions of credit or the review or collection of your account. If you ask, we will tell you the name and address of each credit bureau from which we obtained a report about you.

Message Edited by psychic on 03-23-2008 11:12 AM

[unknown_entity]

Yeah I saw that too...kind of a cotnradiction, HUH?  I ay call their app line and ask 'em about it...lol

03/21/08 EXP. 589
03/23/08 EQU. 601

Message Edited by unknown_entity on 03-23-2008 11:24 AM

Message Edited by unknown_entity on 03-23-2008 11:28 AM

[Schoolbuskid]

This is the message i received after applying for the Card! Does this mean i am approved or denied! Thanks!

---

We are currently reviewing your application. You will be notified in writing about the status of your application within 30 days, as required by law.

[Anonymous]

I would say it could be either, sounds like a manual review. Ill keep my fingers crossed for you!

[Anonymous]

Where do you see the "No Credit Check" part?  It's not on the page you linked to.

Edit:  Never mind.  I found it.  It's in the listing for the card in the "Get a Credit Card" section.

Message Edited by cheddar on 03-23-2008 08:07 PM

[Schoolbuskid]

Man it would be awesome they were to tell me i was approve for $1000 or more! That would be sweet! I have a very small credit history so its up in the air with this one! Thanks for the support! LOL!

[unknown_entity]

Maybe Chase is wanting some of those sub-prime dollars these days?? 

[Anonymous]

Does anyone have any updates on this NO CREDIT CHECK Chase Mastercard?  Anyone gotten it?  I am hesitant to attempt to apply Mother for this because throughout the contract it states a credit check.  Can you assist with an update?

[unknown_entity]

I seriously doubt Chase will give a card without a credit check.  Unless it's a pre-paid card.  I think it's probably a misprint.  In my experience, Chase doesn't have a card that you can get unless your score is at least 650-660. (Even student cards) I'm sure there are exceptions but I haven't seen any.