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Chase - Only One Account...**UPDATE**

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n777ua
Established Contributor

Chase - Only One Account...**UPDATE**

I SMd Chase tonight about PC'ing my charge card into the revolver, I was told they can't do it.  I had also asked about moving some of my flex spending limit over to the new account and was told no also.

 

Then, the rep went on to say that Chase has changed their policy and only allows one account from the same product family per customer.  Does that mean I can only have one Ink, and I need to chose which one ? I thought for sure I have seen reports of people having both the revolver and PIF version.

About $215,000 total credit among 11 cards
Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: Chase - Only One Account From Similar Product Family ?

The 1 card per family seems to be a new policy and it does seem that chase is enforcing it. Seems to be their solution to closing the 50-60k signup bonus loophole
Message 2 of 13
red259
Super Contributor

Re: Chase - Only One Account From Similar Product Family ?

This isn't good news if I can't get the bold and ink+ 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 3 of 13
FinStar
Moderator Emeritus

Re: Chase - Only One Account From Similar Product Family ?


@Anonymous wrote:
The 1 card per family seems to be a new policy and it does seem that chase is enforcing it. Seems to be their solution to closing the 50-60k signup bonus loophole

+1

 

Yup...the product family restriction policy went into effect recently.

Message 4 of 13
_jb_
Frequent Contributor

Re: Chase - Only One Account From Similar Product Family ?

Just to clarify, when we say 'similar product family,' we mean one business card per person, one United card per person, etc.

 

Shouldn't affect multiple credit cards from Chase, right?



Starting Scores: myFICO EQ: 678, myFICO TU: 676, myFICO EX: 678 (01/2013)
Latest Scores: myFICO EQ: 789, myFICO TU: 782, myFICO EX: 788
My Wallet: American Express BCE, NFCU cashRewards, Capital One Quicksilver, Discover It, Chase Freedom, Chase Amazon Rewards
Gardening since 02/07/17
Message 5 of 13
azguy13
Senior Contributor

Re: Chase - Only One Account From Similar Product Family ?


@_jb_ wrote:

Just to clarify, when we say 'similar product family,' we mean one business card per person, one United card per person, etc.

 

Shouldn't affect multiple credit cards from Chase, right?


We have been debating this for about a week now on a couple of threads. One person reported that you cannot have more than 1 Visa siggy.

 

I believe it also applied to people who want both a CS and a CSP. I am not sure why you would get both, but thats me. I am sure in the next week or two we will have better clarification of what is going on. 

 

Hopefully they dont mean 1 visa, 1 MC, 1 visa Siggy

Message 6 of 13
navigatethis12
Valued Contributor

Re: Chase - Only One Account From Similar Product Family ?


@_jb_ wrote:

Just to clarify, when we say 'similar product family,' we mean one business card per person, one United card per person, etc.

 

Shouldn't affect multiple credit cards from Chase, right?


I was just approved for a United Explorerer Business card yesterday, so that can't be it. Maybe you can only have one Ink card now, or at least one Ink with an annual fee and one without. I don't know why they ever allowed people the Ink Plus and Bold anyway.

Message 7 of 13
n777ua
Established Contributor

Re: Chase - Only One Account...**UPDATE**

I replied for clarification and just got this:

 

I apologize for the previous e-mail response.

The same product decline applies to Personal accounts and
not for Business accounts. Hence you can apply for an Ink
Plus account, if you have an Ink Bold or even another Ink
Plus account.

I hope the information helps. If you have any further
questions, please reply using the Secure Message Center.

Sincerely,

About $215,000 total credit among 11 cards
Message 8 of 13
youngandcreditwrthy
Senior Contributor

Re: Chase - Only One Account...**UPDATE**

I'd like to take this time to
THANK all of you who are "churners" and have made Chase feel exploited.
Now folks w legit biz needs can't get all the cards they want!
Damn you for ruining it for the rest of us!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 9 of 13
Shogun
Moderator Emeritus

Re: Chase - Only One Account...**UPDATE**

I only have one Chase card, the Freedom.  I promise!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 10 of 13
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