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Chase Palladium

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darkfrosty
Established Contributor

Chase Palladium

I was talking to the CPC agent in my local Chase branch the other day and we were just bsing and I asked about the Palladium card. She was like in the four years she has been doing this she has only seen two people apply for it and get it. She said you dont need to be a CPC or anything like that .. they just need to file the application for you. She is like no one really knows about the card who comes in even some CPCs. She asked me if I wanted to apply for it and see what happens. Told her I will hold off for now until next year. I mean my scores are in the 800s .. but I have some balances.

 

Anyone here have one ?

CSR | Ink Business Preferred | Amex Platinum | NFCU Cash Rewards
Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: Chase Palladium

Message 2 of 13
FinStar
Moderator Emeritus
Anonymous
Not applicable
Anonymous
Not applicable

Re: Chase Palladium

Don't have one, don't want one. Looking at that list of cards, it seems like they're designed to part a fool from his money. 

Message 5 of 13
kdm31091
Super Contributor

Re: Chase Palladium


@Anonymous wrote:

Don't have one, don't want one. Looking at that list of cards, it seems like they're designed to part a fool from his money. 


That's kinda my impression on it. For an almost $600 AF I would expect more.

Message 6 of 13
jsucool76
Super Contributor

Re: Chase Palladium

Ritz > Palladium

Message 7 of 13
Anonymous
Not applicable

Re: Chase Palladium

big money 

Message 8 of 13
Anonymous
Not applicable

Re: Chase Palladium


@jsucool76 wrote:

Ritz > Palladium


+1000000..

Message 9 of 13
chalupaman
Super Contributor

Re: Chase Palladium

Overpriced and not worth it. Go ask enharu about it. Don't fall for the hype and marketing.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 10 of 13
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