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Chase PreApproval message??

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Firehorse
Frequent Contributor

Re: Chase PreApproval message??

That link never worked for me until after I saw they did a SP on EX randomly one day. I think they have had to of looked at your EX file first. If you meet their criteria then it generates a preapproval.  But that's all conjecture. YMMV.

 

I haven't pulled the trigger. It says that I'm approved for both the Freedom and the Slate.

Start MyFico: 01/04/2014: TU 572, EX 599, EQ 593, CK: 593, CKV: 596, CS: 626 Garden since 01/09/2015
Current MyFico 10/23/2015: TU 740, EX 784, EQ 739, CK/TU: 768, CK/EX: 782, CS: 785 Q: 702 1.5% UTIL & 6.9 yrs. AAoA, 1 PAID FTB Lien 8/2008

Message 11 of 13
Anonymous
Not applicable

Re: Chase PreApproval message??


@Anonymous wrote:

I got that same messages ok when I check for mine. However I had a fraud alert on my CR and it's opted me out for 90 days. And they approved me for all of their cards so it doesn't mean anything if you got a good score. They pulled EX for all of my apps. GL!!!


I'm sure your credit scores are better than mine.Smiley Wink I have an almost clean Experian report. My overall utilization is 45%.

Message 12 of 13
Anonymous
Not applicable

Re: Chase PreApproval message??

What's your Experian Plus score? Chase has their own scoring model and it's the Experian Card Acquisition Risk Score (it came with my Freedom and Slate card. But my score wasn't included in my Sapphire package). From my own experience, this score is very similar to my Experian Plus Score. So if you have a 695 or higher on the Plus score I think you have a great job almost 99% approval.

PM me if you have any questions.

Message 13 of 13
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