Chase Slate and Pre-Approved Offer Question

[Anonymous]

Thanks to everyone for your advice and goodwill! For those who have prurient interests (post-app forensics / post-app mortems :-), TU was the CB that got dinged by Citi for the Slate app. My Amex FAKO score has decreased from 767 to 748, thus matching my score on the other 2 bureaus. Of course, the new TL has not shown up yet. I am OK with the drop in the sense that I have no need to use my score for a major purchase for at least 4 more years (my car just turned 1 y.o.), unless, out of the blue, I experience a burning desire to buy real estate. Which is very unlikely, so this should give my scores time to rebound.

Although if I could, I'd love to get rid of Chase Amazon for Chase Sapphire, and I also wish that I had a Kohl's card and an Old Navy card (for the awesome coupon benefits).

[azguy13]

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@Anonymous wrote:
Thanks to everyone for your advice and goodwill! For those who have prurient interests (post-app forensics / post-app mortems :-), TU was the CB that got dinged by Citi for the Slate app. My Amex FAKO score has decreased from 767 to 748, thus matching my score on the other 2 bureaus. Of course, the new TL has not shown up yet. I am OK with the drop in the sense that I have no need to use my score for a major purchase for at least 4 more years (my car just turned 1 y.o.), unless, out of the blue, I experience a burning desire to buy real estate. Which is very unlikely, so this should give my scores time to rebound.

Although if I could, I'd love to get rid of Chase Amazon for Chase Sapphire, and I also wish that I had a Kohl's card and an Old Navy card (for the awesome coupon benefits).

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You mean Chase, right?

[09Lexie]

Congrats on the approval and get those balances paid off interest free!

[Anonymous]

Yes, you are 100% correct. I've got a lot of stuff going on today (or, at least, that's the excuse that I'm rolling with :-). Among other things, I just got off the phone with U.S. Bank. Since I've been doing well by them, I asked them about their CLI process. The CSR raised my limit to $5,000 ( ⇑by $1,100 ), with no HP required!

[myjourney]

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@Anonymous wrote:
Yes, I appreciated the warning, azguy13! I just completed the online offer for Slate, and was approved for 5 K, which is my highest Chase CL (Amazon is $1,500, and Freedom is $3,300):

Congratulations! Your response for Slate from Chase has been approved.

You will receive your new card and your Cardmember Agreement within 7-10 business days. When your card arrives, please call the toll-free number provided to confirm receipt.

Your new account has a credit line of $5,000.
If this does not meet your needs, you can discuss available credit line options with a Customer Service Specialist when you call to confirm receipt of your card.

Your Purchase Annual Percentage Rate (APR) is 17.99% variable.
For all rate, fee and cost information, please refer to the Cardmember Agreement you'll receive with your card.

Your Intro APR is 0% for the first 15 billing cycles your Account is open.

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Congrats