I received the following e-mail to apply for a Chase Slate by a deadline:
- As a valued Chase cardmember, we want to share this exciting offer for loyal customers like you. Apply for the Chase Slate® credit card by....
I am far beyond the typical 5/24 expectation. Is it a pre-approved offer based on some initial evaluations or just a marketing e-mail?
Also, I am mainly interested in Chase Freedom. In case that an application would be submitted and it would be approved, is it feasible to upgrade it to Chase Freedom?
Fico8: EX~EQ~TU~840 (12 month goal~850).
The only cases of bypassing 5/24 that seem to have been successful (twice for me this year) are the green check marks in the Your Offers link:
Do you have anything showing there? If so, if it has an actual APR (not a range like 13-24%) and just asks for your income and to check the agree box, then it's a solid offer that bypasses 5/24. Yes, a Slate can be product changed to any of the core Chase cards (not cobranded like Marriott). The Freedom Unlimited in my signature began life as another card that eventually became a Slate.
Nope. No offer is there. So, no application submission...
Also, is there a HP if asking to change a core CC Chase to another core CC?
No, and I would request it by Secure Message to make sure it gets done right. Chase only does HPs for new applications (often 2) and customer-initiated CLIs.