Chase Southwest Airlines Card

[Anonymous]

My husban and I are looking at getting the Southwest card since the benefits work for what we need. We will have our discharge papers from our Ch 7 bankruptcy this week. If we apply for the Southwest card will we most likely get declined because of the bankruptcy?

[09Lexie]

Welcome to the forum!

AFAIK, Chase asks if you have any derogatory info on your cr.

[webhopper]

Yes,

You will likely be declined...

[09Lexie]

@webhopper

Thank, guess I didn't quite answer the OPs question.

[myjourney]

+2 wehopper and Lexie 

Way to early for Chase 

Best wishes

[Anonymous]

did u burn Chase in your Chapter 7?

[LS2982]

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@Anonymous wrote:

My husban and I are looking at getting the Southwest card since the benefits work for what we need. We will have our discharge papers from our Ch 7 bankruptcy this week. If we apply for the Southwest card will we most likely get declined because of the bankruptcy?

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Welcome to the forums!!!

IMO I would not attempt it, even if approved once it hits the CR they will close the account.

[Anonymous]

I have never had a chase card. I'm wondering if having student loans that have never been late and a Victoria secret card that hasn't had a late payment in over 3 years, if those will work in my favor to an approval.

[LS2982]

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@Anonymous wrote:
I have never had a chase card. I'm wondering if having student loans that have never been late and a Victoria secret card that hasn't had a late payment in over 3 years, if those will work in my favor to an approval.

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BK is a definite deal breaker with Chase especially being so recent.

[09Lexie]

No, it will be a decline. You need to have a lot more history between the discharge and application . They may also want to see re-established rev cc history. Apping for a Chase product would not be a good idea for you now.