@Aim_High wrote:
For example, many people travel for work frequently and can claim points or miles for personal use from travel paid for by their employer. They may also qualify for super-high credit lines due to the heavy employer-subsidized or personal business subsidized spend they put on their personal cards. For these people, getting a high-fee travel card is a no-brainer due to the value they can get back from it and they may forget to differentiate how different their situation can be from other people.
That's the category I fall into; I spend ~$30k in annual travel spending, that all gets reimbursed to me by my work. So for me, it's all about accruing as many rewards as possible while doing so, as a way to help pay for personal vacations.
If I was only able to accrue points via personal/household spending, it would be a totally different scenario, and in that case I'd probably lean more towards cash rewards cards instead of Chase UR points.
Total Loan Balance: $43k / $65k
Total SL: $78k
@Aim_High wrote:Exactly.
Members on here debate the virtues of different cards. But what is great for one person or family may not be best for another. It just depends on lifestyle, spending habits, income, and employment
I think you hit the nail on the head here. The CFU is a powerful catalyst and cornerstone of a fantastic reward program. This has been a wonderful thread to read.
