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Chase United Cards new benefits look live! My Explorer

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SpaceCityCCuser
Frequent Contributor

Chase United Cards new benefits look live! My Explorer

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Last Signature Update: 09/01/25 | 2025 Total AF = $1560 (2025 credits redeemed *organically* $1465)











Credit Age:
Approvals (Chase 5/24 not counting business cards):
Inquiries:

Financial Institutions:

Cards on the Radar:
2 plus years away cards:
Message 1 of 11
10 REPLIES 10
SpaceCityCCuser
Frequent Contributor

Re: Chase United Cards new benefits look live! My Explorer

I'm hearing that the annual fee is going to go up to $150 from $95. I'm not seeing that yet.


Last Signature Update: 09/01/25 | 2025 Total AF = $1560 (2025 credits redeemed *organically* $1465)











Credit Age:
Approvals (Chase 5/24 not counting business cards):
Inquiries:

Financial Institutions:

Cards on the Radar:
2 plus years away cards:
Message 2 of 11
NoHardLimits
Valued Contributor

Re: Chase United Cards new benefits look live! My Explorer


@SpaceCityCCuser wrote:

I'm hearing that the annual fee is going to go up to $150 from $95. I'm not seeing that yet.


I saw that same rumor and decided to close my Explorer card.  My annual fee would have been due in a few weeks, and I realized that I hadn't flown United in over 2 years.

July 2026 Scorecard: Clean, Thick, Mature, New Revolver
FICO8:
FICO9:
VantageScore3:
Inquiries (n/12, n/24):
AAoA: 11 yrs | AoORA: 38 yrs | AoYRA: less than 1 yr | New Revolving Accounts: 1/6, 2/12, 3/24 | Revolving Util: 1% | Open loans: 1
Message 3 of 11
SpaceCityCCuser
Frequent Contributor

Re: Chase United Cards new benefits look live! My Explorer

I would suggest that you downgrade to the gateway instead to keep the history and your United card options open. You could always upgrade back to a different card later.


Last Signature Update: 09/01/25 | 2025 Total AF = $1560 (2025 credits redeemed *organically* $1465)











Credit Age:
Approvals (Chase 5/24 not counting business cards):
Inquiries:

Financial Institutions:

Cards on the Radar:
2 plus years away cards:
Message 4 of 11
NoHardLimits
Valued Contributor

Re: Chase United Cards new benefits look live! My Explorer


@SpaceCityCCuser wrote:

I would suggest that you downgrade to the gateway instead to keep the history and your United card options open. You could always upgrade back to a different card later.


I already closed it.  I was concerned about my aggregate credit limits with Chase spooking them since my income has drastically reduced after retiring.  I'd rather make sure that my limits stayed intact on my remaining Chase cards.

July 2026 Scorecard: Clean, Thick, Mature, New Revolver
FICO8:
FICO9:
VantageScore3:
Inquiries (n/12, n/24):
AAoA: 11 yrs | AoORA: 38 yrs | AoYRA: less than 1 yr | New Revolving Accounts: 1/6, 2/12, 3/24 | Revolving Util: 1% | Open loans: 1
Message 5 of 11
swankytiger
Established Contributor

Re: Chase United Cards new benefits look live! My Explorer

Explorer to $150

Quest to $350

Club to $695

 

Rideshare credits per month, instacart credits per month.  United Club memebership hatchet job unrelated to the credit cards.

 

Time to move to the BoA PRE or a different Visa Infinite and downgrade the club back to the Gateway.

 

Best overview of the changed ive found https://www.dansdeals.com/points-travel/airlines/united/wow-united-massively-overhauls-credit-card-p... 

Main 2/6 3/12 4/24

Finishing SUB then closing since the nerf happened

Sock Drawer

Chopping Block
Message 6 of 11
SpaceCityCCuser
Frequent Contributor

Re: Chase United Cards new benefits look live! My Explorer


@swankytiger wrote:

Explorer to $150

Quest to $350

Club to $695

 

Rideshare credits per month, instacart credits per month.  United Club memebership hatchet job unrelated to the credit cards.

 

Time to move to the BoA PRE or a different Visa Infinite and downgrade the club back to the Gateway.

 

Best overview of the changed ive found https://www.dansdeals.com/points-travel/airlines/united/wow-united-massively-overhauls-credit-card-p... 


I saw that. If you want to keep close to the same level of benefits you need Star Alliance Gold. Still at a higher annual fee. Might look at getting it from a another airline and not United.


Last Signature Update: 09/01/25 | 2025 Total AF = $1560 (2025 credits redeemed *organically* $1465)











Credit Age:
Approvals (Chase 5/24 not counting business cards):
Inquiries:

Financial Institutions:

Cards on the Radar:
2 plus years away cards:
Message 7 of 11
swankytiger
Established Contributor

Re: Chase United Cards new benefits look live! My Explorer

 


@SpaceCityCCuser wrote:

@swankytiger wrote:

Explorer to $150

Quest to $350

Club to $695

 

Rideshare credits per month, instacart credits per month.  United Club memebership hatchet job unrelated to the credit cards.

 

Time to move to the BoA PRE or a different Visa Infinite and downgrade the club back to the Gateway.

 

Best overview of the changed ive found https://www.dansdeals.com/points-travel/airlines/united/wow-united-massively-overhauls-credit-card-p... 


I saw that. If you want to keep close to the same level of benefits you need Star Alliance Gold. Still at a higher annual fee. Might look at getting it from a another airline and not United.


I mean domestically there are no lounges really worth it, and international i would get access based on ticket class. Especially as someone who only has lounges on connections anyway.  I should drop below 5/24 by June, so i will see about the PRE later.

Main 2/6 3/12 4/24

Finishing SUB then closing since the nerf happened

Sock Drawer

Chopping Block
Message 8 of 11
creditrizz
Frequent Contributor

Re: Chase United Cards new benefits look live! My Explorer

How's the food in United lounges compared to Amex lounges?




Equifax:833, TransUnion:830, Experian: 832
Message 9 of 11
coldfusion
Credit Mentor

Re: Chase United Cards new benefits look live! My Explorer

 

IME United Clubs in general are more about providing snacks and beverages than meals, about the best you could do is assemble together a light meal.   If getting a full meal in the lounge is a priority a Centurian  Lounge is the better bet.

 

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 10 of 11
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