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Chase app fraud verification

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hahayepyep
Regular Contributor

Chase app fraud verification

Apped with Chase and got a manual review notice.  Called in and CSR said that they need my driver's licence and social security card before anything else can be processed.

 

Went to get my SS card....CAN'T FIND IT!  I'm moving soon and already sent a lot to storage there (several hours away) and there's a very good chance the SS card is there.  I don't have time to go look for it but could go to the local SSA and request a replacement.  Problem is, I think they take 2 weeks to send the card.  I do know they will provide an "applied for new card/SSN verification letter."  Anyone know if Chase would take that as verification?  Given that this is a "fraud" verification according to the letter they sent, I don't suspect they'll be too pleased about me calling in saying I can't find the SS card.

 

I leave town on business the 15th and won't return until the 24th of June.  Chase needs the copies in hand no later than June 23!

 

Anyone know if this is a good or bad sign for approval, btw?  They HP'd EQ and EX the day of the app, meaning they should have the info they need without the verification (so I'm hoping that they wouldn't bother with the verification run-around if they think they'll decline me anyhow).

 

 

 

My credit repair journey started in December 2013 with an EX of 568.
Oct 2014: 715EQ (myFICO)

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3 REPLIES 3
Creditaddict
Legendary Contributor

Re: Chase app fraud verification

My expeerience is when the app is in the fraud verification as soon as that is done they will issue the approval and amount (i was able to do the verification over the phone with 3 questions though)

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hahayepyep
Regular Contributor

Re: Chase app fraud verification

To wrap this up, I faxed Chase the letter I got from the SSA saying I had applied for a new SS card.  They accepted this as proof of my SSN without issue and approved my CSP app!

My credit repair journey started in December 2013 with an EX of 568.
Oct 2014: 715EQ (myFICO)

Message 3 of 4
MsLadyRover
Valued Contributor

Re: Chase app fraud verification

Congrats on the approval!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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