Chase balance transfer timelines

FutureBillionaire · ‎03-03-2015

I did a balance transfer with my Chase Slate. Anyone have experience with the length of time it takes to complete?

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

bengalikejenga · ‎03-03-2015

i did a balance transfer with Chase Freedom and in my experience it took about 3-4 weeks for it to completely reflect, both on my Chase Card and the Card i was transferring the balance from. but YMMV

Cap 1 Quicksilver1 ($5,000) opened 03/2013

Cap 1 Quicksilver ($1,500) opened 04/2014

Cap 1 Union Privileges ($750) opened 06/2014

BOA Cash Rewards VS($9,100) opened 02/2015

Sallie Mae World MC($5,200) opened 05/2015

Cap 1 Quicksilver ($5,000) opened 07/2015

Ex681 Tu694 EQ708

onstar · ‎03-03-2015

Mine were all very fast. Took the statement balance from 5 of my credit cards and consolidated with Slate.

Capital One: 7 days

Citibank: 7 days

BofA: 5 days

Amex: 6 days

Discover: 6 days

These are calendar days. All of the transfer times include Saturday & Sunday in the middle.

BK DC 4/9/2018
FICO 08 (4/9/2018): EQ 647 EX 609 TU 620
FICO 08 (01/27/2025): EQ 725 EX 736 TU 745

Turbobuick · ‎03-03-2015

Hard to figure out the length of the process here because the transfer was built into the app. Currently, the transfer is in a state of flux as the $3500 shows on both cards since yesterday. Hopefully one will disappear very soon.