Chase experts inside please (CLI ?)

[Superpet39]

both my freedom ($2000 CL), and Slate ($2200 CL) are 6 months old now.....

would it be ok if I asked for a CLI today? (since I was approved for the Marriott card today)...on the freedom (I'm assuming I can't ask for both cards)

if they say no.... Do I have options in moving credit around (CSP-5k CL, Marriott 5k CL)

also so what's the best way to ask (sm, or call, and if call, which phone number)

(I never use the slate..... I use the freedom HEAVY... Like 70-95% of limit.... Then PIF as soon as it hits)

also the CSP is at about 40% (I'm waiting for the 1st bill to cut to PIF) should I PIF before I ask for the CLI or is it ok? (The other cards all are at 0 right now)

[Anonymous]

Remember, the CLI will be a hardpull.  I caution you that if the Marriot was just approved today based on your threads started then don't go moving limits from it.  To request a CLI, you can just send them a secure message and they will review your cards and see if you qualify for a CLI.

[Superpet39]

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@Anonymous wrote:

Remember, the CLI will be a hardpull.  I caution you that if the Marriot was just approved today based on your threads started then don't go moving limits from it.  To request a CLI, you can just send them a secure message and they will review your cards and see if you qualify for a CLI.

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At this point.... Hard pulls don't really take down my score the way it used to lol...... So what I gather is.... DONT touch the CL from the Marriott, send them an SM regarding  a CLI?  But is there a particular card I should enquire about.... Or just ask if I qualify for a CLI and let them review my whole account? 

Just  checking to see what proper protocol is that's all, as I've never requested a CLI before.

[Anonymous]

keep in mind the CSP and the marriott are already at their lowest CL so you can't really take from them.

[Anonymous]

How long have you had these Chase cards with the exception of the Marriot as it was approved today?

[thummel]

If you don't use slate you can either transfer from it leaving 500 on it to keep it at least open or close it all together. You don't really have any other cards to transfer from unless you wanted to close them then that might be a different story but I wouldn't recommend that.Some stats might be useful to determine where you sit right now. You could be at max exposure for all we know.

[Creditaddict]

1. Just move the limit from Slate to Freedom if that's what you use all the time and close slate out.

2. You can take from Marriott if you want... that limit can go down lower than $5k (most people don't realize that)

3. I probably wouldn't bother with the CLI request.

[red259]

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@Superpet39 wrote:

both my freedom ($2000 CL), and Slate ($2200 CL) are 6 months old now.....

would it be ok if I asked for a CLI today? (since I was approved for the Marriott card today)...on the freedom (I'm assuming I can't ask for both cards)

if they say no.... Do I have options in moving credit around (CSP-5k CL, Marriott 5k CL)

also so what's the best way to ask (sm, or call, and if call, which phone number)

(I never use the slate..... I use the freedom HEAVY... Like 70-95% of limit.... Then PIF as soon as it hits)

also the CSP is at about 40% (I'm waiting for the 1st bill to cut to PIF) should I PIF before I ask for the CLI or is it ok? (The other cards all are at 0 right now)

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I'd give it another month or two and I would PIF the freedom card and let it cool off with your spend for a cycle. Maybe they will look at you for an auto cli. With brand new chase cards at the min credit lines I'm not too optimistic about your chances, so I wouldn't waste a HP until you age those other accounts a bit. 

[Superpet39]

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@Anonymous wrote:

How long have you had these Chase cards with the exception of the Marriot as it was approved today?

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As previously stated: the slate and freedom are both 6 months old  (the slate is 6 1/2 months), the CSP is ALMOST a month old.

[Superpet39]

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@Anonymous wrote:
keep in mind the CSP and the marriott are already at their lowest CL so you can't really take from them.

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I actually didn't know that. Thx