Member for 29 months. They loathe me. Ive got my PL down to $23 and dont need to pay til Feb. They must see my rapid improvement, actually reached 801 at one point, current 789 , saw my payment history and income , and lol THIS guy
. I have a better shot with Discover than PF
Been with them for years, very little activity with them.
I already have 50k CC and 25k PLOC.
I seem to always get offers, my FICO scores are generally 825 to 840.
@AverageJoesCredit wrote:
Hey CreditCuriosity, lol i wasnt joking. Went on Discover , smashed again and got only my second ever 2 day review lol. THIS time i unlocked TU and EQ, lets see what happens haha.
GL AJC!! Pulling for your Hulk Smash success!! 
Thanks BPebbles i still smash stil get the letters lol. I dont even open the envelopes anymore, just shred it lol.
Its sad i cant use PF but luvin Navy all the more, they lowered my CR from 16.4% to 11.4% today. Plus cards gtow even if at max now. Id probably still be at $1500 if i still had my Promise card
i still smash stil get the letters lol. I dont even open the envelopes anymore, just shred it lol.Its sad i cant use PF but luvin Navy all the more, they lowered my CR from 16.4% to 11.4% today. Plus cards gtow even if at max now. Id probably still be at $1500 if i still had my Promise card
I can't complain PenFed has been kind to me w/regards to PL/CC's and auto loans, just wish some of them where SP's... Not that I would probably use one unless was to get my Visa a CLI, but nice to know you are wanted . PenFed and NFCU have both treated me very well and would give up any major bank in a sec if I had to choose to between a CU and a bank.
@AJC
I know you’re pain all too well when it comes to discover CLI denials. I don’t even open then anymore either.
I know you’re pain all too well when it comes to discover CLI denials. I don’t even open then anymore either.
Thanks Shadowfactor. I figure , my first year i smashed so much they never sent letters that now that they do, im trying to gain SUFFICIENT EXPERIENCE with accumulating denial letters
😂😂😂
But back on topic:
Any ideas why I wouldn’t get the FICO score banner or a FICO score ?
My fiancé joined Penfed the day after I did. She only has a auto loan which is co-signed by me. Her FICO score appeared
But back on topic:
Any ideas why I wouldn’t get the FICO score banner or a FICO score ?
My fiancé joined Penfed the day after I did. She only has a auto loan which is co-signed by me. Her FICO score appeared