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Checking CC application status at a branch vs. Phone

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ksantangelo23
Frequent Contributor

Checking CC application status at a branch vs. Phone

Hello, I applied for the Chase Freedom card last week, Monday, 9/23, and got the dreaded 7 - 10 business day notice and I've sort of lost hope that I was approved. I did try the automated application status number many times since, but I don't think it's working properly. It just responds with "To repeat this information - - -" after I put in my SSN - completely skipping any information to be repeated.

 

I'm considering going to my local branch to speak with someone face-to-face to get an update on the status. Is there any real benefit in doing this rather than the Chase recon number? Or is it not worth my time instead of using the phone?

 

AMEX Hilton Ascend: $55,000 | Chase Sapphire Reserve: $30,000 | PNC Points: $17,500 | AMEX BCE (AU): $18,000 | AMEX BCP: $15,000 | US Bank Cash+ $15,000 | AMEX Business Prime: $14,000 | AMEX SimplyCash: $12,000 | Capital One QS: $13,500 | Chase Business Ink: $12,000 | PNC Everyday (AU): $12,000 | JCPenny Store Card: $10,500 | Chase Slate: $9,400 | Capital One QS: $6,500 | (2nd) US Bank Cash+ (2nd): $7,500 | Discover IT: $6,000 | Chase Freedom: $3,500 | Auto Lease: $0/$21,000 | Auto Loan: $0/$18,000 |

TU: 818 EX: 809 EQ: 801

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2 REPLIES 2
mongstradamus
Super Contributor

Re: Checking CC application status at a branch vs.. Phone


@ksantangelo23 wrote:

Hello, I applied for the Chase Freedom card last week, Monday, 9/23, and got the dreaded 7 - 10 business day notice and I've sort of lost hope that I was approved. I did try the automated application status number many times since, but I don't think it's working properly. It just responds with "To repeat this information - - -" after I put in my SSN - completely skipping any information to be repeated.

 

I'm considering going to my local branch to speak with someone face-to-face to get an update on the status. Is there any real benefit in doing this rather than the Chase recon number? Or is it not worth my time instead of using the phone?

 


Getting 7-10 isn't neccesarily an denial, if you call in and talk to somebody at chase they may approve you. It could be that they just need more verification info. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
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youngandcreditwrthy
Senior Contributor

Re: Checking CC application status at a branch vs. Phone

I'd call the backdoor num ending in 0625
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
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