Well ive tried both carrying a balance and PIF.Still no LUV for me..
Have you tried the luv button yet? I have hit the button a few times on my 3 GE Money accounts (Bass Pro has no love button). I got $200 on Old Navy, $200 on Chevron, and $175 on WalMart. They were all at the 4 month mark. They have never been a hard pull either. I think you should try the button, even if denied I am almost sure it won't be a hard pull.
eta: I don't know why GE seems to like me. I got all four cards with really crappy scores (barely 600). They are not very high limits but at least they approved me.