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Received a decent offer from Citi. First time for a CC offer in a long time. I couldn't find much recent (in the 2020's) information in the Forums. Anyone have any recent experience with this card. Please let me know.
Looks like it pays if you have aa&t. Only $100 sub.
All I know is that it earns Citi ThankYou points instead of some aribitrary AT&T points. Not a bad card if you have an account with AT&T but don't have Citi Prestige or Premier and need a card to transfer TY points out to transfer airline and hotel partners. It's the only $0 fee card that does so. You also get can get anywhere from $120-$240 in statement credits back every year if you pay your AT&T bill with it and spend $500-$1,000 each billing cycle on the card.
Other than that, it doesn't seem to be a particularly amazing card.
@OrangeRange wrote:All I know is that it earns Citi ThankYou points instead of some aribitrary AT&T points. Not a bad card if you have an account with AT&T but don't have Citi Prestige or Premier and need a card to transfer TY points out to transfer airline and hotel partners. It's the only $0 fee card that does so. You also get can get anywhere from $120-$240 in statement credits back every year if you pay your AT&T bill with it and spend $500-$1,000 each billing cycle on the card.
Other than that, it doesn't seem to be a particularly amazing card.
WOW thanks for that, they sent me a offer with a $300 sub 2 months ago and kinda said nah.....BUT I did not know about the transfer....I did not see that in the offer info....I will go back and look at that....interesting on the points transfer....now is it at the premier ratio(?) and not a watered down version.....I will go check that out, thanks for the heads up on that....
@FicoMike0 Citi is offering $250 with only $500 spend in the first three months. Then $20 a month with $1000 a month spend or $10 if only $500. The 3 TY points for gas is decent. The others TY points not so good.
I have been gardening for almost 16 months. I've been very close to 850 with Equifax. This will take serious thought.
@odd_dog wrote:WOW thanks for that, they sent me a offer with a $300 sub 2 months ago and kinda said nah.....BUT I did not know about the transfer....I did not see that in the offer info....I will go back and look at that....interesting on the points transfer....now is it at the premier ratio(?) and not a watered down version.....I will go check that out, thanks for the heads up on that....
As I understand things it does redeem TYP at the Premier rate but the valuation when transferring TYP out to partners is not at the Premier rate.
At&T is and forever always will be, dead to me! 🤬
As if they weren't already an evil corporation, they decided to hold on to my social security number for more than 15 years since I'd used any of their services, then had it stolen from their lack of security, and my literal ss# is now on the dark web.
Now that my credit is finally the best it can be, I'm royally fvcked and will likely have to have a new ss# number issued, which will not be a fun experience.
@CorpCrMgr1 That's a great sub for $500 spend. The ongoing is nice too. If you have aat that would make it a go to me.
Leaving the garden is a big step. I haven't gotten 12 months during my rebuild. This month in working cli. I'm thinking maybe citi next month, maybe cash+. Then again I might go anywhere for a great sub!
@coldfusion wrote:
@odd_dog wrote:WOW thanks for that, they sent me a offer with a $300 sub 2 months ago and kinda said nah.....BUT I did not know about the transfer....I did not see that in the offer info....I will go back and look at that....interesting on the points transfer....now is it at the premier ratio(?) and not a watered down version.....I will go check that out, thanks for the heads up on that....
As I understand things it does redeem TYP at the Premier rate but the valuation when transferring TYP out to partners is not at the Premier rate.
Thank you for the clarification CF!!!!
If its only for att payment, isn't USBank Cash+ or Elon max cash card better here with 5% Cash back on mobile/internet categories?