Citi CLI

[gdale6]

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@Anonymous wrote:
I just want to have all prime cards. I am closing the others for sure.

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I agree in closing out rebuilders that cost you money but I would not just have "prime cards" from the "prime banks" these are the ones who will chop you without even thinking twice in a pinch, you need a diverse portfolio of cards for balance.

[Anonymous]

So what should I get rid of? My rebuilders are credit one verve milestone and Merrick. I want to keep Merrick though. That is a 1100 dollar card.

[Ysettle4]

That's great news. However, the link for "request credit line increase" has gone MIA for me

[gdale6]

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@Anonymous wrote:
So what should I get rid of? My rebuilders are credit one verve milestone and Merrick. I want to keep Merrick though. That is a 1100 dollar card.

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Credit 1 for sure, not familiar with Verve and Milestone. You can get rid of cards and apply for other cards to diversify as your portfolio allows.

[Anonymous]

I just got venture Amex and citi 9200 total lines.

Milestone limit 250 verve 500 they are jokes

[Anonymous]

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@Anonymous wrote:
Now through mid September Citi is doing SP CLI's for higher than the usual 1k-1.5k. So call in for your CLI's and hit that luv button.

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I hit the luv button yesterday and got a sp cli in the amount of $1,500, which brought up my limit from $5,700 to $7,200 making the Citi Simplicity my card with the highest limit. I had a credit utilization of approximately 74% on the card since it's still on the 0% APR from now until February, but now I am at a 58% credit utilization because of the increase. How long do you recommend I wait before I try again for another cli?

[Anonymous]

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@taxi818 wrote:

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@Anonymous wrote:
Balence transfer to yourself? Is that like a cash advance? Lol

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No. Citi clears make you understand this is not a Cash advance. They say to pay balances other than credit cards or high purchases. With the no Apr rate.

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Where do you get this? Under "Offers for You"?

[9CLINE]

@ the topic with OP...... thanks for the inside info..I will definitely keep that in mind during this time.....

[Anonymous]

Yeah, went on a bit of a tangent. Thanks OP. 

I'm debating whether I should go for CLI on my DC. Citi has given me funky limit numbers in the past. I'm happy with my current limit on my DC, but hate to pass up free money. 

I have a TY Preferred with a $3500 limit. Maybe I should go for it on that? It's an absolutely SD'd card though.  And Citi isn't usually amenable to moving limits around. 

Will think a bit. 

[noobody]

you can go for both, they do not have 90/180 rule like AMEX, one of my friend just got CLI on both accounts.