So the DGF in interested in expanding her collection the citi cards offered to her all have a solid APR and it's the lowest citi offers on what ever card they are showing.
Cap1 is offering the Quicksilver, Venture, Savor and Savor one.
If I remember correctly the venture is a minimum 5k SL?
if / when she decides to pull the trigger what would give her the most juice for the squeeze?
total income for her is in the 60-70k range and all Fico 8's are 760+ range
she has store cards backed by both Cap1 and Citi if that helps
Thank you pinkandgrey, and in true forum fashion I'll definitely update what she decides to do and gets!
Highest limit is 12500 mostly every thing is paid off just waiting on updates to the CB's she owes a little over 1k on a 7.8k Card. She kinda shot herself in the foot when she transferred 3500 onto discover which has a 4K limit-- it's paid off now just hasn't reported yet
below is the cards she currently has
Dang, you were prepared 
As long as there aren't too many new accounts, she should be okay with both.
I wouldn't get Venture just because of guaranteed $5K.
It's not that much to begin with, and if she has no use for it later, it's kinda wasted app.
Does she travel or eats out?
Premier has a great SUB, there is $95 AF, and if she doesnt want to keep it, she could do a PC.
Has she tried for Disco CLI and everyone else who does SP CLIs?
Definitely wait till all three CRA update pay offs.
Has DGF considered a 2nd Navy card? I'm sure she can squeeze a lot of SL juice.
@Remedios wrote:Dang, you were prepared
As long as there aren't too many new accounts, she should be okay with both.
I wouldn't get Venture just because of guaranteed $5K.
It's not that much to begin with, and if she has no use for it later, it's kinda wasted app.
Does she travel or eats out?
Premier has a great SUB, there is $95 AF, and if she doesnt want to keep it, she could do a PC.
Has she tried for Disco CLI and everyone else who does SP CLIs?
Definitely wait till all three CRA update pay offs.
You should see the complete list 😬
we like to eat out and normally when she travels I just burn some airline miles and hotel points. Lately we've started up a mini ranch and have spent 1,000's on buildings and fences I wish a farmer card existed!
@AllZero wrote:
Has DGF considered a 2nd Navy card? I'm sure she can squeeze a lot of SL juice.
We tried a cli on her platinum the other night and she didn't get it, I think she may have pulled that trigger a hair too soon, she is considering a second card but we shall see.