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Citi Credit Limit Increase?

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remarc
Regular Contributor

Citi Credit Limit Increase?

I spend roughly $600 to $700 every month with a limit of $1500 .. I ALWAYS PIF... 0 Balance when the statement hits.. My six month mark is due next month.. 

 

What are my chances of a Auto CL? And/or should I ask for a CL increase?? Maybe a balance transfer? I was thinking about moving $800 from another card and $500 from another to my citi card?

 

also my scores have slightly dropped from around 700 to around 680. Do you think this will affect my chances of a CL increase??

 

 

thanks

Message 1 of 5
4 REPLIES 4
Kay_Cee
Regular Contributor

Re: Citi Credit Limit Increase?

I'm carrying a $2,700 balance on my Citi card that was issued 6 months ago with a $3,700 limit.  Took advantage of the 22 months with no interest to do a balance transfer from my Amazon card.  Requested a CLI the other night through their website and was instantly approved for a $2,000 limit increase to a total of $5,700.  I'd say go for it!

Message 2 of 5
Anonymous
Not applicable

Re: Citi Credit Limit Increase?

My diamond preferred card just now got 6 months on it origonal limit was at 1k hit the luv button and now its at 4k

Message 3 of 5
remarc
Regular Contributor

Re: Citi Credit Limit Increase?

Thats awesome. $4k....wow

 

Did you ask for $4000 increase? or higher and they counter offered

Message 4 of 5
Anonymous
Not applicable

Re: Citi Credit Limit Increase?

Well it was a 3k increase i hit the button then i got a message saying they would email me within 30 mins and around 30 mins later i got a message telling me i could use my new line right this second!

Message 5 of 5
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