Citi Custom Cash 5% Restaurants

Veronik2019 · ‎09-08-2022

Hi i recently pc'd my double cash to custom cash and i couldnt be happier. I was using it mainly on gas till i decided to use it for food. Im shocked when i checked my expenses on my card. My use for food had been USB cash+ for fast food purchases 5%. I have the Chase Unlimited for 3% in Restaurants including 3% take out. I was shocked the Custom Cash besides covering the obvious 5% for Restaurants, It covered Fast Food as Restaurants and Domino's take out as Restaurants. This Custom cash card is fun. You can decided what you want to spend every month. You dont have to pick your categories like USB cash every quarter, activate your SET IN STONE categories like Freedom or Discover every quarter. I have all of them so im not bashing them they're great. But this card makes it easier to use. I wish Discover and Freedom would let you use whatever category you wanted 🤣

Hoben02 · ‎09-08-2022

Sound like you should consider the awardwallet app there is a section where you can see spend broken down by category so you can make adjustments

Chase (CSP,CF,CFU,southwest premier)
Barclay(jetblue, arrival)
Bofa(US pride, premium, travel, cash, Suzy komen)
Citi(Premier, Double cash, Costco)
Fnbo(Mlife)
Amex(everyday, cash, Hilton)
Blockfi
Caesars rewards
Sofi
Gemini
Cap One Savor One

NoMoreE46 · ‎09-08-2022

Very excellent on your choice @Veronik2019.

This is my 5% grocery card.

Veronik2019 · ‎09-08-2022

@Hoben02 wrote:
Sound like you should consider the awardwallet app there is a section where you can see spend broken down by category so you can make adjustments

Ive never heard of that app. Sounds like i need to check it out. Thank you for your suggestion!

ptatohed · ‎09-09-2022

AwardWallet is mostly for those that travel and have cards that give miles and points. Looks like OP is mainly concerned with cash back.

[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card // primis Perks debit Visa (50c CB per transaction (5% CB or more up to $10 spend))

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)

JNA1 · ‎09-09-2022

@ptatohed wrote:
AwardWallet is mostly for those that travel and have cards that give miles and points. Looks like OP is mainly concerned with cash back.

I'm a fan of WalletFlo for cash back.

Our credit card journey started 3/2018

Hover over cards to see limits and usage. Total CL - $608,600. Cash Back and SUBs earned as of 5/31/24- $21,590.43
CU Memberships

Goal Cards: