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Citi Custom Cash - Targeted Offer

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DeschutesMyVaronis
Valued Member

Citi Custom Cash - Targeted Offer

It looks like Citi is sending out a targeted offer that effectivly makes it 10% CB on your top spend category. I think you would also get 5% up to max spend amount regardless of top category.

 

This almost slipped past me so I thought I'd post on here for others awareness to check their email. Subject line: "<Name>, You’re invited! Activate this limited-time offer today."

 

Screen Shot 2023-03-31 at 6.52.46 PM.pngScreen Shot 2023-03-31 at 6.53.09 PM.png

Message 1 of 9
8 REPLIES 8
ChargedUp
Senior Contributor

Re: Citi Custom Cash - Targeted Offer

This popped up in my email while I was standing in the checkout line at Stater Bros. with $382 in groceries...

 

Amex BCP went back in the wallet and Citi gets to be a grocery card this cycle.

Message 2 of 9
Drifter73
Established Contributor

Re: Citi Custom Cash - Targeted Offer

Nice! (Heads over to the offers portal to look around)

 

I've been dedicating my custom cash to groceries the last few months and maxing out the cap.

 

This will come in handy.











Message 3 of 9
RickyBobbyTurnUp
New Visitor

Re: Citi Custom Cash - Targeted Offer

I also got this offer in my email today. I wonder what it means when it says "Shopping at your favorite retailers." I can't seem to find any info on that. If somebody can find out and post it on the thread it would be great (:

Message 4 of 9
Duriel
Frequent Contributor

Re: Citi Custom Cash - Targeted Offer

I came here to post this too. Starting tomorrow, my second discover card (still in cashback match) will be getting gas put on it from a targeted offer and I will use this for restaurants. 


Message 5 of 9
ptatohed
Senior Contributor

Re: Citi Custom Cash - Targeted Offer


@RickyBobbyTurnUp wrote:

I also got this offer in my email today. I wonder what it means when it says "Shopping at your favorite retailers." I can't seem to find any info on that. If somebody can find out and post it on the thread it would be great (:


I think they are just trying to consolidate the regular 5% list of 10 categories for brevity.

 

Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.

 

 

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi CUSTOM CASH “C” // citi ThankYou (5% gas, lucrative spending offers) // mylowe’s Rewards // Target circle card

Rotating 5% CB:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 6 of 9
coldfusion
Credit Mentor

Re: Citi Custom Cash - Targeted Offer


@ptatohed wrote:

@RickyBobbyTurnUp wrote:

I also got this offer in my email today. I wonder what it means when it says "Shopping at your favorite retailers." I can't seem to find any info on that. If somebody can find out and post it on the thread it would be great (:


I think they are just trying to consolidate the regular 5% list of 10 categories for brevity.

 

Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.

 

 


I think they're just throwing out for clarity's sake and motivational purposes some common types of spend that can be used to earn bonus TYP.   Retail shopping, which in Cit-speak generally includes brick-and-mortar department stores, is not a 5% spend category but still nets 6 TYP per dollar spent.

 

Off the top of my head this is one of the best non-Searscard non-SUB offers I've seen coming from Citi in a while.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 7 of 9
wingennis
Valued Contributor

Re: Citi Custom Cash - Targeted Offer

I got a nearly identical offer.  I wasn't offered useful categories for this cashback card, though.  It was for travel.

 

Screenshot 2023-04-01 at 08.35.56.png

Message 8 of 9
Absolution16
Frequent Contributor

Re: Citi Custom Cash - Targeted Offer

Wow 10% cashback for a whole month!  Nice offer indeed!  Something to think about when I feel the need to apply for this card in the near future.  Thanks for sharing.

Message 9 of 9
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