Citi Diamond Card

[Anonymous]

CL increase question...
I opened my Citi Diamond card account July 3rd. I've been making HUGE payments (like over $1,000 a month) and will be continuing to do so because i'm trying to BT from another card before the 4 month 0% interest transfer period is over.
I really want a CL increase before the end of that 4 month period, does anyone know from experience how likely it is that they will give me one without me having to request it?
And if I do end up having to request, how likely would they be to increase my CL by around $3,500?

[FinStar]

Hi and welcome to the forums OP!

There's no guarantee that a CLI may occur at such interval, but with Citi anything is possible depending on your overall profile and how you've handled your account.

You can always check to see whether it qualifies for a SP CLI at such point (unless an auto-CLI has occurred). Otherwise, any requests for a CLI (absent the SP language), will be a HP.

Reference the thread below for some insight and what to look for in a SP CLI.

https://ficoforums.myfico.com/t5/Credit-Cards/Citi-DC-CL-Increase/td-p/5338778

[Anonymous]

On mine, I mistakenly asked for one at 60 days due to some confusion. Then  found out it was Amex who did that.

Anyway Citi did approve, but only for about $1-1.5K I forget now how much it was. Then I also requested another CLI at 6 months, and that was around $2K. So technically I did recive a CLI of about $3500 at te 6 month mark. 

As for auto CLI's, I woudn't know as it seems I couldn't wait for them. Both were SP.