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Citi, Discover, Barclays

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LS2982
Mega Contributor

Re: Citi, Discover, Barclays


@Anonymous wrote:

Yesterday i apped for Citi TY preferred with the 5X bonus gas/grocery/drugstore, instant approved for 4.5K. I Want to get an even 5K but they said ill have to wait for the card to come to try to bump it :/ Unfortunately the difference between 3 and 4 inquiries on my EQ report is worth 16 points(yep even way down here in the 700-730 range)...so if they need to do a new sp/hp that a pretty significant drop from the score when i first apped. Guess ill just wait the 6 months or whatever.

 

Also, they pulled EQ and EX on me(disclosure score based on EQ)-15 months ago when i apped with 6 months history and 5 inqs within that period and 2 brand new  reporting accounts that month, they only pulled EQ

.

Also apped for barclays NFL $200 first use, Priceline. Showed up as different inquiries on TU  yesterday, merged into one when i checked again today. Pending both and i have to wait til monday to call em up :/

 

Discover got me a SP cli from 3500 to 4000. I wanted 5K but that was all the computerd wanted to do without a HP; so i took it.

 

So overall pretty decent; could become pretty good or pretty meh depending on barclays

 

 

updated below

 

 

 


CONGRATS!!! Smiley Happy

 

Not a bad starting CL with Citi!




EQ FICO 548 3/3/16
Message 11 of 12
Anonymous
Not applicable

Re: Citi, Discover, Barclays


@Anonymous wrote:

got the denial letters from barclays today. simply  "too many new accounts". Scored me at 748 TU. I guess if theyre reaching back 15-18 months to count new accounts, eh Smiley Surprised

 

also i wont be reconning the citi credit limit, i received it friday and its still a world MC anyways even at 4.5K.


And you were probably one of the last to get the 5x TYP, so well done on that!

Message 12 of 12
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