Citi Platinum Select... Applied. Questions...

Anonymous · ‎11-08-2011

Hello all,

I applied for a Citi Platinum Select card last night. This would be my third CC (Amex Blue w/ $15,000 CL and Amex Zync), also have a car loan with a $3,800 balance. My Fico score normally hovers between 740-760 so with this I was hoping to get an instant approval in the 7-10k CL range. One of the reasons I went with a Citi was because I wanted the higher CL right off the bat

After I review the app and submit it, I get the "this application requires further review" note. I call them today and they have no record of my App saying that it takes 24-48 hours to get into their system. I get no email confirmation, nothing. Is this normal for Citi cards? My American Express applications were approved instantly and I know Capital One is running a "Get Approved in 60 seconds" promo.

Any advice would be helpful. Thanks.

-Greg

Anonymous · ‎11-08-2011

I'm going through the same deal with Amex.... They know of my app but I applied last Tuesday and still lists in progress. Called them yesterday and they said to call back in a week... I feel like I have to catch them though before they deny me.

terren2000 · ‎11-08-2011

its normal. I got the same thing.

And then got an email in 2 to 3 days welcoming me and telling me my credit limit.

They wont have a record right away.

Equifax - 789 Experian - 747 (Fako) Transunion - 715

Starting Score: 620
Current Score: 789
Goal Score: 800

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Anonymous · ‎11-08-2011

Well that makes me feel a little better... I was thinking that waiting 2 weeks to get a letter in the mail was a little silly. This is 2011...

Anonymous · ‎11-09-2011

I called today and they had no record of my application... said it should take no more than 48 hours... I applied Monday night so I guess I will try calling them again tomorrow. I'm getting a little nervous.

Anonymous · ‎11-09-2011

That is weird I agree.

mxp114 · ‎11-09-2011

Call again and ask the rep to check the second system, your app is probably on it.

Anonymous · ‎11-09-2011

Just called and asked about a "second system". The rep made me sound like I was crazy and acted like no such system existed... Already not liking Citi.

Anonymous · ‎11-09-2011

Call and tell the rep you sent your application in with your mind and they need to check the telepathic inbox.

Anonymous · ‎11-09-2011

For some reason I feel that my saracasim would be lost on "Raymond". The friendly CSR who is from "Texas". If Texas was across the ocean and in the southern hemisphere.