@Anonymous wrote:
My Citi Secured card has just graduated and I will be receiving the Diamond Preferred soon. I am AU with a Citi DC with CL of $17,000, and have another personal DC with CL of $500. I'm hesitant between these two options:
- Try to PC the Diamond Preferred to DoubleCash (would have a limit of $2,500 I guess, since that's the amount I put down as a deposit) and then close the personal one that has a limit of only $500.
- Try to PC to the ThankYou Premier. I'd like having a card with no FTF and the perks. Problem: wouldn't be getting the SUB if I just PC instead of applying for a new card (which I don't want to do).
What do you think?
Which Premier perks interest you? Have you considered PCing something to Dividend?
Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
