@Saleen099 wrote:
@odd_dog wrote:So GURU says....SUB is 100,000 TY points after $4000 spend in 3 months....hopefully we see reality tomorrow......
That spend requirement feels a bit low at $4,000 in three months. I would have expected it to be closer to $6,000 to $8,000 over that same period.
Sir I am just the messenger.....LOL BUT the card is not terribly exciting so maybe to reel peeps in?????
@Saleen099 wrote:
@odd_dog wrote:So GURU says....SUB is 100,000 TY points after $4000 spend in 3 months....hopefully we see reality tomorrow......
That spend requirement feels a bit low at $4,000 in three months. I would have expected it to be closer to $6,000 to $8,000 over that same period.
The refreshed Sapphire Reserve SUB is 100,000 points with $5k in spend in 3 months, but that also comes with a $500 travel portal credit.
The Dr. of Credit blog has posted a comprehensive rumor recap:
https://www.doctorofcredit.com/rumor-citi-strata-elite-details/
Update 7/18/25: Some more rumors, based on reader’s report:
- $595 annual fee. ($145 annual fee discount if you have Citigold relationship with the bank ($200k+).)
- The bonus at launch will be 100,000 thank you points after spending $4,000 in 3 months of account opening. This is an IN BRANCH ONLY limited time offer at the moment, unsure of what the online offer will be.
- $200 Annual Blacklane Credit – Every calendar year. ride in style with up to $200 in statement credits toward a chauffeur service with Blacklane. Earn up to $100 in the first half of the year and up to $100 in the second half of the year.
- Complimentary Priority Pass™ Select Membership.
- Up to $200 Annual Splurge Credit’™ on Eligible Brands – Every calendar year, earn up to $200 in statement credits on your choice of up to 2 of the following brands: 1stDibs, American Airlines (exclusions apply).
Best Buy*, Future Personal Training and Live Nation (exclusions apply). - $300 Annual Hotel Benefit – Every calendar year, enjoy up to $300 off a hotel stay of two nights or more booked through cititravel.com.
- Four American Airlines Admirals Club® Citi Strata Elite* Passes Annually
- Up to $120 Global Entry® or TSA PreCheck® Application Fee Credit – Receive a statement credit. up to $120 every four years as reimbursement for your application fee for Global Entry® or TSA precheck.
- Card earning:
- 12x on hotels, car rentals and attractions booked on Citi travel 6X on air travel booked on Citi travel.
- 6X on restaurants on CITI NIGHTS EVERY FRIDAY AND SATURDAY 6 pm to 6 am ET.
- 3x points at restaurants any other time frame.
- 1.5X on all other purchases.
- No foreign transaction fees.
The MilesTalk blog is reporting on details learned while visiting a branch today, including the possibility of a tiered SUB depending upon your banking relationship level:
https://milestalk.com/citi-strata-elite-possible-tiered-bonus-offer/
Some additional rumor discussion courtesy of the Dr. of Credit blog:
https://www.doctorofcredit.com/rumor-citi-strata-elite-details/
Update 7/19/25: a few more rumors:
- The card is said to be launching in-branch on Sunday, 7/20/25. Not clear when it will be available online.
- Citi Private Client customers will have the first year annual fee completely waived. Subsequent years will have the $145 discount, bringing down the fee from $595 to $450.
- New report suggests that the 100k signup bonus will only be for CitiGold relationship customers, and that the public signup bonus will be 80,000 points after $4,000 in spend.
Where is this gift from a higher level? The new and improved Citi Strata Elite World Master Card Legend?
Were we lied to? Chomping at the bit to sink my teeth into the meat of a new card (or NOT)?
Com'mon Citi, don't keep the MyFicoers sitting on edge!!! 
Aw ... found the answer! This card product will go live to the Citi Bank Branches this Sunday, July 20, 2025 (Branches open Sunday?). No actual date given for online or any other form of application.
@TrapLine wrote:Where is this gift from a higher level? The new and improved Citi Strata Elite World Master Card Legend?
Were we lied to? Chomping at the bit to sink my teeth into the meat of a new card (or NOT)?
Com'mon Citi, don't keep the MyFicoers sitting on edge!!!
Aw ... found the answer! This card product will go live to the Citi Bank Branches this Sunday, July 20, 2025 (Branches open Sunday?). No actual date given for online or any other form of application.
The usual bloggers are silent today. The only new info I see is a random comment buried in a Reddit thread, and it said someone who visited a branch was told that it would launch next Sunday (July 27th). I guess we just continue to sit and wait for real news.
Here's the card design: (google images indexed on citi.com before release)
A lot of folks on reddit do not like this design b/c they think it's from the 90s. Hard disagree from me.
The Miles Talk blogger visited a branch today and received some updated information. The main points are that the launch will be on Monday, July 27th. A look at a calendar says that date doesn't exist. It would either be Sunday the 27th or Monday the 28th. Also, the article says that the tiered SUB isn't happening though there will still be annual fee discounts with certain banking relationships.
<Excerpt below>
Launch Date
They seemed pretty confident it will be next Monday, July 27, 2025.
Bonus Offer
The in-branch offer will be 100,000 points when you spend $4,000 within 3 months. It looks like they changed their minds on a tiered bonus based on your relationship level with Citibank and everyone from the lowest tier (and presumably those not banking at Citi but that is unclear) gets 100,000 in branch.
Notably, The Citi Strata Premier and the Citi Strata℠ (formerly Rewards+) cards will now offer an additional 5,000 bonus points in-branch. That’s 65,000 for Strata Premier and 35,000 for the no annual fee Strata. The Citi Strata℠ Student card will launch as well with a 5,000 point bonus for $500 in spend in 3 months.
Annual Fee
$595 and $75 for authorized users. (Does an AU get Priority Pass? Not sure…). Citigold ($200,000 in assets on deposit) gets $145 off the annual fee. Citi Private Client ($1MM in assets on deposit) gets the first year completely free (save $595) and then $145 off the fee in subsequent years.
The bonus category structure and key benefits are exactly as Doctor of Credit had been saying.
Bonus Categories
- 12x on hotels, car rentals and attractions booked at cititravel.com
- 6X on air travel booked at cititravel.com
- 6X at restaurants and food delivery services from 6pm to 6am ET Friday and Saturday nights and then 3x points at restaurants any other time frame. Note that it clarifies Eastern time, so West Coasters can start at 3pm their time.
- 1.5X on all other purchases
Benefits
- $300 annual hotel benefit that must be redeemed on cititravel.com for a 2 night or longer stay
- $200 annual Blacklane credit as $100 per half year.
- Priority Pass Select (I think we’ll have to wait for launch to know guest policy and if it still has Priority Pass dining like Prestige does)
- Up to $200 Annual Splurge Credit: every calendar year, earn up to $200 in statement credits on your choice of up to 2 of the following: 1stDibs, American Airlines (exclusions apply), Best Buy, Future Personal Training, and Live Nation (exclusions apply)
- Up to $120 in Global Entry® or PreCheck® credits every 4 years
- Four American Airlines Admirals Club® Citi Strata Elite℠ Passes Annually