Citi TY points valuation w/ AI help?

[Gregory1776]

I am curious if this is accurate.

I don't really have any cards that give me "points" as I feel like they are easier to be worthless, but using "the points guy" website valuations for TY points at 1.8 cents per point, AI to make since of it, and a hypothetical scenario if using Strat Premier credit card at a restaurant ....

[GZG]

the art here is taking those points and transfering them to transfer partners to take flights or stay in hotels

say a flight is 10k points instead of $200, this means the points are worth 2 cents per point, instead of the regular cash back rate of 1 cent per point.

figuring all of that out is both art and skill and time to get the points to have outsized value > 1cpp 

[Anonymous]

Not quite sure why AI is needed, as I am sure you could have answered similar questions:

If I buy 75.000 (whatever, shares) at 1.8 c per share, how much would it cost me?

As helpfully pointed out, the return on the restaurant purchase is 5.4%, simply 3 x the 1.8% of a single point.

Now AI is useful in the "real" job of how to use the points for travel!

[CreditCuriosity]

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@Anonymous wrote:

Now AI is useful in the "real" job of how to use the points for travel!

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yes now if AI could be used to find best values of TYP, MR's UR, whatever for X amt of them from X to Y location in said class and do all the research for you and many options that would be a nice use of AI.