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Citi invitation to PC DP 2 CC🙃

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AverageJoesCredit
Legendary Contributor

Citi invitation to PC DP 2 CC🙃

Just got an email from Citi that i may pc my Diamond Preferred to the Citi Custom Cash . Been hounding me like 2 years to pc to Rewards card via email and  snail mail, this is my first for the Custom Cash. Funny thing is i got rejected when applying for both haha. What sayeth Ficoland?Smiley Wink

Message 1 of 11
10 REPLIES 10
issac2x
Frequent Contributor

Re: Citi invitation to PC DP 2 CC🙃

If CC is more use to you and there's no hard pull involved I don't see why not.


Message 2 of 11
Anonymous
Not applicable

Re: Citi invitation to PC DP 2 CC🙃

"Opportunity may only knock once" ... grab it!

Sure find the Citi Custom Cash MC serves well as a filler when needed! Smiley Happy
Message 3 of 11
AverageJoesCredit
Legendary Contributor

Re: Citi invitation to PC DP 2 CC🙃

Yeah i was just reading that everything stays same, no hp, etc. Only thing that changes may be the loss of Citi Deals and maybe other special offers. I do have Flex loan offers on both my Citi accounts but my limits make those virtually useless so no big loss lol. But this might be a good card if i ever need to buy something big. 5% is pretty niceSmiley Happy

Message 4 of 11
coldfusion
Community Leader
Mega Contributor

Re: Citi invitation to PC DP 2 CC🙃

Grab the Custom Cash and pick your 5% category each month, every month.

(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 5 of 11
UncleB
Credit Mentor

Re: Citi invitation to PC DP 2 CC🙃


@AverageJoesCredit wrote:

Just got an email from Citi that i may pc my Diamond Preferred to the Citi Custom Cash . Been hounding me like 2 years to pc to Rewards card via email and  snail mail, this is my first for the Custom Cash. Funny thing is i got rejected when applying for both haha. What sayeth Ficoland?Smiley Wink


 

Congrats on the offer! Smiley Very Happy

 

I'm jonesing for the Custom Cash myself... I'm planning to pull the trigger in the coming weeks, and if it doesn't work out I'll probably PC my Rewards+.  Smiley Wink

Message 6 of 11
Guyatthebeach
Valued Contributor

Re: Citi invitation to PC DP 2 CC🙃

Yo Joe!

 

You should do it!

 

Guyatthebeach

Message 7 of 11
NRB525
Super Contributor

Re: Citi invitation to PC DP 2 CC🙃


@coldfusion wrote:

Grab the Custom Cash and pick your 5% category each month, every month.


@AverageJoesCredit you should PC to the Custom Cash. I had a Diamond Preferred. It's closed now. Liking the CC as a probable gas card.

 

And just for clarity, you don't select Custom Cash categories.... the categories select you Smiley Happy 

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 8 of 11
FireMedic1
Community Leader
Mega Contributor

Re: Citi invitation to PC DP 2 CC?

When have you been known to hold off on anything Mr. 300k? Suck it up buttercup. Go for it!


Message 9 of 11
CerebralZulu
Frequent Contributor

Re: Citi invitation to PC DP 2 CC?

Go for it AJC! Isn't that your motto? Smiley Happy


Message 10 of 11
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