Citi

[Anonymous]

Hi,

I got my citi card in march for cl2800  i have others at 10000,6200,6000 etc...I pushed the love button online today it said to call customer service didnt say anything else...so i thought why not...  Called them they asked me my HHI  and asked how much I was looking for I told them hadnt really thought about an amount but said well lets try for 6k maybe I can do a balance transfer from one of my other cards.  He said ok then said to call back in 30 min to see if it was processed.  Anyone else had this happen?  This seems kind of weird.  Was it approved yes or no?  Also he did not say anything about pulling my credit or anything like that...

[Anonymous]

Very strange.  I've never heard of that procedure with Citi CLI before.

Once you know the outcome, please update here and let us know what happens and whether they pulled a hard inquiry.

[Anonymous]

Hmmmmmmm dont be scared call back!!!!

[Anonymous]

Yeah I will update as soon as I know anything...

[Anonymous]

How long will it take for the hard pull to show up if they did one?  If I pulled the report in like 20 min would it show?

[Anonymous]

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kvdss wrote:

How long will it take for the hard pull to show up if they did one?  If I pulled the report in like 20 min would it show?

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Yes, inquiries appear virtually instantly.

[Anonymous]

took 5 minutes then i logged on to online and saw it was approved now when should i pull my report to find out if they did a hard pull

[Anonymous]

Yes they did a hard pull can I dispute it since they didnt tell me they were going to?

[Anonymous]

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kvdss wrote:

Yes they did a hard pull can I dispute it since they didnt tell me they were going to?

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No, you can't dispute it.  It's a legitimate inquiry.  They have permissible purpose, because you were asking for a CLI on an existing account.  That is the same as applying for new credit, and they are not required to tell you in advance.

Edit to add: Congrats, though, on the CLI!

Message Edited by cheddar on 06-12-2008 08:43 PM

[Anonymous]

thanks ok well not a big deal my inquiries are just adding up