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someone mentioned them having an aggregate limit of 100K. Obviously if you have other cards then this wouldn't be the case across the board.
If you're not using a significant portion of it you'll likely get some pushback from them wanting to know why you need 150K on it.
Then to me it makes sense to get it bumped up even though it's Flex Spend already. I would probably aim for the EO or a relationship manager though vs calling the CSRs as they wouldn't be able to approve such a request due to the high limit.
Just wanted to follow up as I forgot to do so at the time. They raised it to 150k without any real fuss once I escalated to the head office.
They did a hard pull but no tax return verification. That was almost a year ago and I will likely go back to the well to raise to 200k plus soon.
As a datapoint, I have no other banking relationships with Citi.
Thanks for the update on the CLI. Since you mentioned the event took place almost a year ago, this thread is now locked to new messages.
If you eventually receive a higher CLI at some point, please feel free to post in the Approvals section.