@AyaMai wrote:Need just one best value card recommedation from each lender, your thoughts on the card you chose.
Value is in the eye of the beholder .... errr ... I mean cardholder. Lol 
Like much on My FICO, it depends. For one, how is the consumer using and paying the cards? If ever carrying a balance, the lowest APR would be much more important than any other card rewards or benefits.
Assuming PIF, then the cardholder must define their priorities and preferences for rewards, such as cash back, general purpose travel points (UR or TY), hotel-specific points, or airline-specific miles.
Also, aversion to fees and the subjective value of added-benefits must be considered.
In all, there is no one answer. In my case with CITI and Chase, I erred on the side of high-AF travel cards because of the travel perks and redemption value, combined with the potential for high credit limits which I've found tend to be more readily-available on AF cards. So I have my $550 AF Chase Sapphire Reserve Visa Infinite (coupled with a no-AF Chase Freedom Unlimited, which increases my uncapped uncategorized accrual of URs from 1 per dollar to 1.5 per dollar.) And I have my CITI AAdvantage Executive WEMC with a (now) $595 AF. Some of our members such as @ptatohed, whom I know is Team Cash Back, would be aghast at $1,145 in AFs.
There are more mid-range travel choices available. I also like the CITI Premier card and the Chase Sapphire Preferred card, both with a $95 AF. These are great travel cards at the lower end of the travel card price range. There are also hotel-airline specific cards in this price range that I would recommend to loyalists in those brands with Chase (United, Southwest and more; Marriott, Hyatt) or CITI (American - Platinum Select card.)
If you are on Team Cash Back, and if limiting cards, I normally recommend an uncapped and uncategorized card over a capped card that earns limited high rewards in certain areas but lower rewards overall. So in that case, the CITI Double Cash (2%) and Chase Freedom Unlimited (1.5% everywhere plus 3% dining/drugstores and 5% on travel purchased through Chase.) This avoids the multiple traps of MCC limitations, spending caps, and calendar caps based on where a consumer's spending needs may fall. I personally think many of our members underestimate how much money they may need to spend on charges that don't fall into a neat category. While 5% on Citi Custom Cash sounds great, if you don't have other cards or aren't willing to juggle cards, that yield is quickly eroded by the 1% everywhere else.
@Aim_High wrote:
@AyaMai wrote:Need just one best value card recommedation from each lender, your thoughts on the card you chose.
Value is in the eye of the beholder .... errr ... I mean cardholder. Lol
Assuming PIF, then the cardholder must define their priorities and preferences for rewards, such as cash back, general purpose travel points (UR or TY), hotel-specific points, or airline-specific miles.
Also, aversion to fees and the subjective value of added-benefits must be considered.
In all, there is no one answer. In my case with CITI and Chase, I erred on the side of high-AF travel cards because of the travel perks and redemption value, combined with the potential for high credit limits which I've found tend to be more readily-available on AF cards. So I have my $550 AF Chase Sapphire Reserve Visa Infinite (coupled with a no-AF Chase Freedom Unlimited, which increases my uncapped uncategorized accrual of URs from 1 per dollar to 1.5 per dollar.) And I have my CITI AAdvantage Executive WEMC with a (now) $595 AF. Some of our members such as @ptatohed, whom I know is Team Cash Back, would be aghast at $1,145 in AFs.
There are more mid-range travel choices available. I also like the CITI Premier card and the Chase Sapphire Preferred card, both with a $95 AF. These are great travel cards at the lower end of the travel card price range. There are also hotel-airline specific cards in this price range that I would recommend to loyalists in those brands with Chase (United, Southwest and more; Marriott, Hyatt) or CITI (American - Platinum Select card.)
If you are on Team Cash Back, and if limiting cards, I normally recommend an uncapped and uncategorized card over a capped card that earns limited high rewards in certain areas but lower rewards overall. So in that case, the CITI Double Cash (2%) and Chase Freedom Unlimited (1.5% everywhere plus 3% dining/drugstores and 5% on travel purchased through Chase.) This avoids the multiple traps of MCC limitations, spending caps, and calendar caps based on where a consumer's spending needs may fall. I personally think many of our members underestimate how much money they may need to spend on charges that don't fall into a neat category. While 5% on Citi Custom Cash sounds great, if you don't have other cards or aren't willing to juggle cards, that yield is quickly eroded by the 1% everywhere else.
Value is in the eye of the beholder ... A true statement
Thank you for the detailed response, I am leaning to Chase Sapphire Preferred & Citi Custom Cash