cancel
Showing results for 
Search instead for 
Did you mean: 

Citibank pre approval success rate

tag
ecxpa
Valued Contributor

Citibank pre approval success rate

Anybody have any experiences with getting offers on the Citibank prequalification site and actural approvals

Message 1 of 22
21 REPLIES 21
Swapmeet
Valued Contributor

Re: Citibank pre approval success rate

Not yet, but I intend on accepting their pre approved offer for the TYP card here in a few short days Feb 3rd or so.



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Message 2 of 22
ecxpa
Valued Contributor

Re: Citibank pre approval success rate

Seems to not be consistent; got "offer" this morning then a "recommendation" later in the day

Message 3 of 22
Swapmeet
Valued Contributor

Re: Citibank pre approval success rate

I have used their pre approval tool like 8 times in the last 10 days, or so, and it has been the same every time. I'll try it again right now and see if there is any difference.... Edit: nope, it was the exact same again. Did something change on your CR, like an increased util just reported?



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Message 4 of 22
ecxpa
Valued Contributor

Re: Citibank pre approval success rate

No just checked all 3 CRA's with updated reports this morning; no new alerts in the afternoon.  I just have a lot of inquiries, 35 on EQ, 17 on TU and 22 on EX

Message 5 of 22
Swapmeet
Valued Contributor

Re: Citibank pre approval success rate

damn....that's no joke...and here I am worried about having 6 or 7...lol.



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Message 6 of 22
B335is
Moderator Emeritus

Re: Citibank pre approval success rate

Citi is generally good with mailers and approving.  While I'm sure they look at total inquiries, they seem to really focus on how many in the last 6 months (6 is rumored to be the most acceptable but who really knows).  Not advocating this, but they just approved me for Executive AAdvantage with 26 EX inq, 8 in the last 6 months, clean file, 3yrs AAoA.  That card seems to have a high approval rate though.  I've never had any offers populate on their website, but they haven't declined any apps either (yet lol).

Message 7 of 22
ecxpa
Valued Contributor

Re: Citibank pre approval success rate

I've been rebuilding this past year due to divorce, as a matter of fact January is my anniversary month.  I've gotten some pretty good lines chase sapphire, discover, chase slate, Total Rewards Visa, BOA, to name a few of the prime cards had to do recons on some of them but I got 'em.  Bunches and bunches of store cards, Wal-Mart, Sams Club, Macy''s, Belks, JCP and a few others.  I think the computer kicks out some of the apps for whatever reason.  I have 2 Citi lines, and Exxon/Mobil, and a Home Depot Card.  I just want a CC from Citi.  Clean report for the past 3 years, 1 30 day late last January, pure oversight but it is still there.

Message 8 of 22
dodgerslv
Valued Contributor

Re: Citibank pre approval success rate


@B335is wrote:

Citi is generally good with mailers and approving.  While I'm sure they look at total inquiries, they seem to really focus on how many in the last 6 months (6 is rumored to be the most acceptable but who really knows).  Not advocating this, but they just approved me for Executive AAdvantage with 26 EX inq, 8 in the last 6 months, clean file, 3yrs AAoA.  That card seems to have a high approval rate though.  I've never had any offers populate on their website, but they haven't declined any apps either (yet lol).


+1...gotta agree, i have been approved for 4 citi cards in a year. Have over 30 INQ on EX (11 in last 6 months). They pull both EX and EQ for my approvals but they have been with generous limits. Just requested a CLI on my Aadvantage Executive WEMC and had been originally denied but after the analyst took a second look, he said there was mistake on the way my EQ report had been looked and went ahead and approved it.

gardening since 5/21/2016
Message 9 of 22
Anonymous
Not applicable

Re: Citibank pre approval success rate


@dodgerslv wrote:


+1...gotta agree, i have been approved for 4 citi cards in a year. Have over 30 INQ on EX (11 in last 6 months). They pull both EX and EQ for my approvals but they have been with generous limits. Just requested a CLI on my Aadvantage Executive WEMC and had been originally denied but after the analyst took a second look, he said there was mistake on the way my EQ report had been looked and went ahead and approved it.


Are you keeping both the Prestige and the AA Exec?  I realize they have different features but seems like a lot in AF when you could decide to go all AA miles or all TYP.

Message 10 of 22
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.