@Anonymous wrote:I recently received a warning from Barclays that they would close my card, as I haven't used in a while (Jul 2021, what's the problem!), if I don't use it in 30 days.
So I put a $5 amazon reload on it.
Then I realized that I am perfectly happy when cards close from non-use when they don't warn me, so why did I bother with this! Just wondering if others are the same, in which case it's a clever trick by those banks that do warn!
I try to use my cards at least once or twice per year to keep them active. I could see where it'd act as an incentive for some...being told you'll lose something against your will isn't pleasant
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I don't know that it can be considered a "trick." I mean, those who care probably wouldn't let it get to that point, and those that don't will just ignore the warning anyway.
Warnings are good!
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Either way, or whether it's a 'trick' by lenders to encourage further usage, I appreciate the "heads up" that the card may be closed. The reminder is a nice and professional gesture, IMO. I believe I've mainly had retail/store cards that closed without any advance notice and oddly enough, some of them didn't even advise me after they were closed. That's one reason I divested myself of store cards, since sometimes I would pull one out to go use it and find out it was closed at the checkout register. 
Annoying, plus a little embarrassing to present an invalid form of payment. On the other hand, I believe my major bank cards have nearly always told me if the lack of usage was leading towards a closure.
@Aim_High, that's certainly a shocking way to learn of a card's closure. I have to agree that a warning letter I'd mich better!
