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Today marks a milestone for me and my rebuild journey: tonight I closed my last rebuilder card, my Merrick Platinum Visa. Took adavantge of a 0% for 12 months, 3% fee balance transfer offer from PenFed and moved the last $600 on the Merrick card over there. Closed my Ollo MasterCard Saturday and now I have zero subprime accounts. I have also closed all but a couple of my store cards opened using the SCT, keeping only the ones I really use.
Long trip from a Chp 13 BK filed in August 2012 and discharged in August of 2017, but perseverence pays off!





























its too bad you couldn't get them to pc you over to that ollo optimum card. i don't know how they're picking invites for it but i sure want one. ![]()
@MacRoadie wrote:Today marks a milestone for me and my rebuild journey: tonight I closed my last rebuilder card, my Merrick Platinum Visa. Took adavantge of a 0% for 12 months, 3% fee balance transfer offer from PenFed and moved the last $600 on the Merrick card over there. Closed my Ollo MasterCard Saturday and now I have zero subprime accounts. I have also closed all but a couple of my store cards opened using the SCT, keeping only the ones I really use.
Long trip from a Chp 13 BK filed in August 2012 and discharged in August of 2017, but perseverence pays off!
Congratulations & impressive line up!
@Anonymous wrote:its too bad you couldn't get them to pc you over to that ollo optimum card. i don't know how they're picking invites for it but i sure want one.
I didn't really consider asking to be honest. The Ollo card opened with a starting SL of $500 in March of 2018, and had only grown to a SL of $1,300 when I closed it yesterday. By comparison, my Citi AAvantage Platinum Select has an opening SL of $20k. I have 4 other cards with SL's over $10k so I don't think Ollo had any place in my future wallet no matter what PC was requested. Oh, and they made no retention offer whatsoever when I called to close the account.










