Closed my Cap1 Secured Card after 26 months

[One7]

Long overdue I finally called in to cancel my card. It was the first card I was approved for when I started the rebuilding process over two years back in January 2013. I've gone a LOOOONNG way since. I obviously no longer needed the card but I wanted it to report to the bureaus a full 24 months. I have 4 more cards that were rebuilders I'll be doing the same to once they hit 24 months in the future, they have low limits and I no longer need. I wish this card had the ability to unsecure but it doesnt so I had to let it go. It will be missed though. My other two secured cards I began with unsecured and I'm so thankful for, the best by far is BofA, it's setting at a $10k limit now!

[baller4life]

Awesome!! I remember how happy I was to close mine's. WTG!

[One7]

Thanks 

[One7]

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@baller4life wrote:
Awesome!! I remember how happy I was to close mine's. WTG!

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Did you have yours report 24 months?

[Anonymous]

Congrats! 

[Anomalous]

WTG!

Curious: Why 24 months reporting?

[baller4life]

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@One7 wrote:

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@baller4life wrote:
Awesome!! I remember how happy I was to close mine's. WTG!

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Did you have yours report 24 months?

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No way Jose! I didn't make ONE year. It was like 10 or 11 months lol

[Anonymous]

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@One7 wrote:

Long overdue I finally called in to cancel my card. It was the first card I was approved for when I started the rebuilding process over two years back in January 2013. I've gone a LOOOONNG way since. I obviously no longer needed the card but I wanted it to report to the bureaus a full 24 months. I have 4 more cards that were rebuilders I'll be doing the same to once they hit 24 months in the future, they have low limits and I no longer need. I wish this card had the ability to unsecure but it doesnt so I had to let it go. It will be missed though. My other two secured cards I began with unsecured and I'm so thankful for, the best by far is BofA, it's setting at a $10k limit now!

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what was your starting limit for the boa secured card?  mine was 300 and just went unsecucred to 500.  how did u get it to 10k?

[One7]

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@Anomalous wrote:

WTG!

Curious: Why 24 months reporting?

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I like to see the full 24 months when looking at my reports. So others in the future can see I can manage my cards for that amount of time.

[One7]

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@Anonymous wrote:

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@One7 wrote:

Long overdue I finally called in to cancel my card. It was the first card I was approved for when I started the rebuilding process over two years back in January 2013. I've gone a LOOOONNG way since. I obviously no longer needed the card but I wanted it to report to the bureaus a full 24 months. I have 4 more cards that were rebuilders I'll be doing the same to once they hit 24 months in the future, they have low limits and I no longer need. I wish this card had the ability to unsecure but it doesnt so I had to let it go. It will be missed though. My other two secured cards I began with unsecured and I'm so thankful for, the best by far is BofA, it's setting at a $10k limit now!

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what was your starting limit for the boa secured card?  mine was 300 and just went unsecucred to 500.  how did u get it to 10k?

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Mine was $300, I got it in February 2013 and it unsecured before the end of the year. I then had it converted to a travel rewards card and asked for a $5000 CLI online and they unbelievably granted it to me. I then asked for the Signature version which they did and then a few months later asked for another CLI, this time $15k and they countered with $10k. BofA is incredible! All in less than 2 years

Edit: You should try for a CLI online, its easy and I bet you will get a big one