Closing Cap. 1 Secured Card, how long to wait to app for unsecured?

[App_Addict]

I have had a Cap. One Secured card for about a year and want to close before the AF.  I would like to reapp for another unsecured (have a QS1 that is a couple of months old.) How long do I have to wait to be able to go for another, knowing they have a 2 card rule for the lower end cards. 

[Anonymous]

---

@App_Addict wrote:

I have had a Cap. One Secured card for about a year and want to close before the AF.  I would like to reapp for another unsecured (have a QS1 that is a couple of months old.) How long do I have to wait to be able to go for another, knowing they have a 2 card rule for the lower end cards. 

---

Won't happen with EQ frozen.

[juggalo9er]

---

@App_Addict wrote:

I have had a Cap. One Secured card for about a year and want to close before the AF.  I would like to reapp for another unsecured (have a QS1 that is a couple of months old.) How long do I have to wait to be able to go for another, knowing they have a 2 card rule for the lower end cards. 

---

i closed mine with a 0 balance, took 1.5 weeks for return of dep 10 days

[juggalo9er]

---

@Anonymous wrote:

---

@App_Addict wrote:

I have had a Cap. One Secured card for about a year and want to close before the AF.  I would like to reapp for another unsecured (have a QS1 that is a couple of months old.) How long do I have to wait to be able to go for another, knowing they have a 2 card rule for the lower end cards. 

---

Won't happen with EQ frozen.

---

you can do it with any 1 frozen

2 requires awesome scores....possible not probable

[Creditaddict]

---

@App_Addict wrote:

I have had a Cap. One Secured card for about a year and want to close before the AF.  I would like to reapp for another unsecured (have a QS1 that is a couple of months old.) How long do I have to wait to be able to go for another, knowing they have a 2 card rule for the lower end cards. 

---

They don't have a 2 card rule when you have different products.

I would check the pre-qual online and if you are getting offers you are good to apply.

but still call and close the secured.

[Anonymous]

---

@juggalo9er wrote:

---

@Anonymous wrote:

---

@App_Addict wrote:

I have had a Cap. One Secured card for about a year and want to close before the AF.  I would like to reapp for another unsecured (have a QS1 that is a couple of months old.) How long do I have to wait to be able to go for another, knowing they have a 2 card rule for the lower end cards. 

---

Won't happen with EQ frozen.

---

you can do it with any 1 frozen

2 requires awesome scores....possible not probable

---

EQ Frozen is DOA with Capital One in most cases just like EX Frozen would be DOA with BoA or AMEX.

[juggalo9er]

this tells me i need sleep, i thought op was asking about how long dep takes to get returned

[Creditaddict]

---

@Anonymous wrote:

---

@juggalo9er wrote:

---

@Anonymous wrote:

---

@App_Addict wrote:

I have had a Cap. One Secured card for about a year and want to close before the AF.  I would like to reapp for another unsecured (have a QS1 that is a couple of months old.) How long do I have to wait to be able to go for another, knowing they have a 2 card rule for the lower end cards. 

---

Won't happen with EQ frozen.

---

you can do it with any 1 frozen

2 requires awesome scores....possible not probable

---

EQ Frozen is DOA with Capital One in most cases just like EX Frozen would be DOA with BoA or AMEX.

---

right, sorry I forgot that part... you can't get cap1 with frozen eq, "Sometimes" you can sneak through with a frozen TU or EX but not EQ!

[App_Addict]

Thanks, guess I will cancel prior to AF and just wait until my scores get a little higher to go for other cards (not a second Cap. One) since I have no desire to unfreeze Eq.

[Josh611]

---

@App_Addict wrote:

Thanks, guess I will cancel prior to AF and just wait until my scores get a little higher to go for other cards (not a second Cap. One) since I have no desire to unfreeze Eq.

---

Why not just get them to refund/remove the AF?