Closing Target Redcard

[blindambition]

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@K-in-Boston wrote:

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@MeN5 wrote:

The restrictions are that if you're not spending 35$ on some items you can't even order anything which is ridiculous 

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Thanks for clarifying.  This is not actually a limitation of the credit card or a benefit which has been removed as stated earlier, however, as this is the case no matter which method of payment is used and was not something previously extended to cardholders and now taken away.

As @blindambition mentioned earlier, this is not unique to Target.  Amazon and other retailers have long required minimum order amounts for some segment of products, typically household and grocery items which have slimmer profit margins than other consumer goods which would be vastly overshadowed by the cost of actually shipping the items.

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Yep, this one has never bothered me. I'm always comparing prices and adding things to shopping list. I'm always over that anyways. I try and avoid multiple boxes and shipments. Just one bulk order.

[missji]

Agreed and it makes so much sense for online retailers to restrict shipping smaller orders or items considering the staffing issues so many companies are experiencing in warehousing due to the pandemic. 

[Anonymous]

I have found myself consistently annoyed with the inability to use many offers online. For people like me who can't go to the store, Target Circle offers requiring me to use Shipt (and thus pay more) sucks. Probably going to axe this card. 

[GApeachy]

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@Anonymous wrote:

I have found myself consistently annoyed with the inability to use many offers online. For people like me who can't go to the store, Target Circle offers requiring me to use Shipt (and thus pay more) sucks. Probably going to axe this card. 

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Don't use circles, I just bought something through the target app  for $14.99, received -.75 discount, +.85 tax= $15.09 with free 2 day delivery, arrives Feb 12th.

[Anonymous]

I only keep my Target Redcard to get the 5% discount, I don't really use it because the limit is so miniscule. When I spend in store, I flash the Redcard at checkout and pay with another card that offers cash back. That way I'm double-dipping on the cash back.

[K-in-Boston]

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@Anonymous wrote:
I only keep my Target Redcard to get the 5% discount, I don't really use it because the limit is so miniscule. When I spend in store, I flash the Redcard at checkout and pay with another card that offers cash back. That way I'm double-dipping on the cash back.

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?  I've had my card for over 18 years and don't recall even once receiving the 5% discount until the actual payment was already being processed when the computer recognized that I was making payment with my RedCard.  You're stating that the cashier at your local Target store(s) is/are manually entering a 5% discount simply for showing that you have the card?  If so, I am very surprised that the cashier would even have that ability to manually add a discount without manager intervention.  I know when ordering from target.com I only receive the 5% discount when using my RedCard MasterCard.

From the program rules:

When you use your Target Debit Card, Target Credit Card or Target™ Mastercard® (each, a “RedCard™”) at Target stores or Target.com, you will receive 5% off on your purchases. If you use a RedCard in the same purchase transaction with another form of payment, the 5% discount will apply only to the purchase amount tendered to your RedCard. 5% discount applies to eligible purchases minus any other discounts and the value of any promotional Target gift cards received in the transaction. Target reserves the right to discontinue or alter the terms of this program at any time.

[Anonymous]

^^^ same here. The computer deducts the 5% when you put your PIN number in. 

[gingerflower]

You don't get the 5% percent discount until the cashier totals the purchases.  I can verify this statement bcuz I worked at Target Customer Service..Very Odd how OP pulled it of at register....Hmmm!