Come on Credit Steps!

[Anonymous]

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@rockbttm442 wrote:
When my statement cut on the 19th I logged in at midnight and my limit went up 3k. So I'd check at midnight. Good luck.

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From $2.5k I imagine? ($500 credit step)

@OP Patience will go a long way in the credit world.

[rockbttm442]

Monoglot no starting limit was $300 went to $3300

[Anonymous]

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@rockbttm442 wrote:
Monoglot no starting limit was $300 went to $3300

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What?! How'd you get that big of a bump!!

[lindel]

I would like to know myself. I guess it's good if u get more than the 250 or 500 they promised anyways. But i am curious

[rockbttm442]

Heavy use. PIF every month but 1.  The one balance that posted had an emergency charged $300 paid $50 2 days before the 6th statement cut. 

[Anonymous]

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@rockbttm442 wrote:

Heavy use. PIF every month but 1.  The one balance that posted had an emergency charged $300 paid $50 2 days before the 6th statement cut. 

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So that was an auto CLI? (that came along with your credit step?) 

[OmarGB9]

I'm still waiting on my credit steps increase. 7th statement cut and nothing. Granted I am carrying a slight balance, but that shouldn't affect it, should it?

[Anonymous]

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@OmarGB9 wrote:
I'm still waiting on my credit steps increase. 7th statement cut and nothing. Granted I am carrying a slight balance, but that shouldn't affect it, should it?

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As long as you paid in full for your first six statements, you qualify. 

[OmarGB9]

Well see back then I didn't know what I know now and I carried a small balance every month. Granted I had 0% of course so I didn't pay interest, and I always paid on time and more than the minimum, but yea.

[Anonymous]

Is it good to have a zero balance before the 6th statement cut?