Comenity Bank Pre Approvals

corymcd88 · ‎08-10-2013

Comenity Bank is very strange, I only got the pre approvals from the sites they have when you click credit card and the say "Are you pre approved?" are the only ones that have ever worked for me doing the shopping cart trick. If you don't use the credit card does Comenity bank reports that account? I got the BryaneHome Card it says that you can get up to $250 in savings each year and a birthday gift. Does anyone have this card and know if it is any good?

jamesdwi · ‎08-10-2013

The card is good, the savings are basicly bogus, there merchandise is crap... everything I have purchased from them broke with in weeks.

APR is high, takes 9 months to get your first CLI usually, and after that you can get small $100-$300 CLI's every 3-4 months. If you need another trade line its a way to get it no HP, only a new TL shows up, and your AAoA takes a hit.

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k

corymcd88 · ‎08-15-2013

Thanks.