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Just wondering if anyone knows how long I'd have to go before two retail cards I have through Comenity Bank would be closed due to inactivity. I have cards from Express and the Limited. I usually use them a few times a year. I haven't used the Limited card since November 2013, and I haven't used the Express card since May 2013. I've gone long periods without using them before, but this is probably the longest. I buy most of my work clothes at these stores, but at the moment I just don't really need clothes and haven't gone shopping much in a while.
I actually just got credit limit increases on both of them today, not because I really needed them but just because I was on the website to make sure they were still open and they were soft pulls so why not.
Would they warn me before they were going to close them? I can buy some earrings or something if it's really necessary. But since Comenity has tons of store cards, I figured maybe there's someone on here who knows how long it would be.
@gh17 wrote:Just wondering if anyone knows how long I'd have to go before two retail cards I have through Comenity Bank would be closed due to inactivity. I have cards from Express and the Limited. I usually use them a few times a year. I haven't used the Limited card since November 2013, and I haven't used the Express card since May 2013. I've gone long periods without using them before, but this is probably the longest. I buy most of my work clothes at these stores, but at the moment I just don't really need clothes and haven't gone shopping much in a while.
I actually just got credit limit increases on both of them today, not because I really needed them but just because I was on the website to make sure they were still open and they were soft pulls so why not.
Would they warn me before they were going to close them? I can buy some earrings or something if it's really necessary. But since Comenity has tons of store cards, I figured maybe there's someone on here who knows how long it would be.
I have heard anywhere from 1 year to 3 years depending on the card, use it 1x a year and you will prob be just fine.
Guess I should go to Express soon then.
I would hope that they would give a warning though.