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Comenity CLI?

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Anonymous
Not applicable

Re: Comenity CLI?


@Pway wrote:

I have several cards with Comenity.  Although I get the most luv on my Express card.  I shop there more frequently than I do at the other stores.  My Express card has gone from 250 to 1050, openng date October, 2014.  However,  have hit the luv button on all my other Comenity cards and it is a no go. 


Yup, but see, a least you're using it and can justify it.  It has been a race against each other here to see who can get the highest CLIs but in reality, some are not even using the cards.

Message 11 of 12
SunriseEarth
Moderator Emeritus

Re: Comenity CLI?


@Anonymous wrote:

Any experience on getting CLI's with this lender? I have Gamestop and Overstock. Can't get CLI on gamestop which i've have maybe 4 months and used a few times. On the other hand.... i've had overstock the same amount of time and asked for an increase and got one, and never used the card.. LOL?

 

Any experiences. I know its only been 4 months, just confused on why the card I do use doesnt get the increase lol


Because different cards have different UW standards.   The ones for Overstock allow for higher CLs and frequent CLIs, even with little/no use.

 

Gamestop might be one of those where you won't get an initial CLI for 9 months.   Two of my Comenity cards, VS (now closed) and Gold Violin, took the full 9 calendar months for me to get their first CLIs.  



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/06/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | Venmo VS $30000 | Cash+ VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Ralphs Rewards WEMC $20000 | Citi Custom Cash MC $19600 | Jared Gold Card $19000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Belk MC $10000 | Sephora VS $9400 | Wayfair MC $4500 | ~~
Message 12 of 12
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